Upsized: Get S$420 Cash (or Other Gift Options) With HSBC Cards
For a limited time, new HSBC cardholders can get an upsized amount of S$420 if you choose cash for your HSBC credit card welcome reward! You can also choose from other generous gift options including 25,000 Max Miles which can be worth S$450 (and up, depending on how you use them)!
Existing cardholder? You can get S$50 cashback for signing up for eligible HSBC cards, or check out the HSBC TravelOne promo which also offers sign-up rewards for existing cardholders, but it is ending soon.
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
Promo Details
To qualify, sign up for HSBC Revolution or HSBC Live+ below and make a minimum spend of S$500 by the end of the following month from your card approval date (i.e. cards approved in June 2026 will have until 31st July 2026).
When signing up, make sure to consent to marketing updates to qualify for the reward. You will also need to fill up the SingSaver Rewards Redemption Form to choose your gift.
You can check out other HSBC cards here.
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
Which card to pick?
HSBC Revolution is my pick given how excellent it has been since its revival last year. Points earned by the card is excellent for miles with various airlines, and it is possible to get some great redemptions using Avios or EVA Air.
Those who prefer cashback would find HSBC Live+ very attractive, given how it can give 8% cashback in the first two calendar quarters from the card issued date.
| Cashback | Miles | |
|---|---|---|
| Low Effort, Low Rewards | HSBC Advance 1.5% to 2.5% cashback | HSBC TravelOne 1.2 miles per dollar *Annual Fee Required |
| More Effort, More Rewards | HSBC Live+ ⭐️ 5 to 8% cashback on selected categories | HSBC Revolution ⭐️ 4 miles per dollar on selected categories |
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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