Things to Do Before July
As June ends, deals are ending, and SRS withdrawal age is going up! Speaking of up, so are mortgage rates. Do these things before July comes around:
Get credit card sign-up gifts
Here are excellent deals that are going away end of 30th June 2022:
- CIMB Cards → $250 is the highest cash gift given;
- Citi Cards → S$400 of vouchers
- DBS Takashimaya Card → S$150 cashback even for existing users
- Citi Prestige → 40,000 miles even for existing users
- StanChart Smart → S$300 or Xiaomi Vacuum
Last updated: 1st July 2026
💳 Sign-up gifts for existing bank customers
| ★ | Cards | Rewards | Last Date | Remarks | Reward Provider |
|---|---|---|---|---|---|
| 🔥 | Citi Cards | Up to S$420 cash, 25,000 Max Miles or hot gadgets! | 2nd August 2026 | Citi or SingSaver | |
| 🔥💳 | Citi Prestige | Up to 65,000 miles, even for existing Citi cardholders | 30th November 2026 | Works even for existing Citi cardholders. Great deal offsets annual fees; useful features. | Citi |
| 🔥 | Maybank Cards | Suitcase | Ongoing | Maybank | |
| 🔥 | CIMB Cards | S$50 cash + S$1,150 suitcase | 30th July 2026 | CIMB + SingSaver | |
| 🔥 | DBS Cards | First 350 applicants: get iPad A16 11-inch | 15th July 2026 | ||
| 🔥 💳 | StanChart | Simply Cash: S$350 cash or gadgets Journey: 30,000 miles + 12,000 Max Miles or other gift SC Visa Infinite: works for existing cardholders | 2nd August 2026 | StanChart | |
| 🔥💳 | HSBC Cards | S$400 cash, 25,000 Max Miles, or other gadgets | 2nd August 2026 | SingSaver + HSBC | |
| 🔥 | OCBC Cards | S$400 cash, 25,000 Max Miles, or other gadgets | 2nd August 2026 | SingSaver + OCBC | |
| UOB Cards | Stay subscribed for updates | N/A | UOB + SingSaver | ||
| Amex Cards | Stay subscribed for updates | N/A | Amex | ||
| 🔥 | Maribank Credit Card | Bonus birthday reward: S$20 Plus usual: get 2.88% p.a. + S$30 cashback and S$50 Shopee vouchers + S$15 bonus | 31st July 2026 | Get best-in-class forex rates and 1.5% cashback! | Maribank |
| Kris+ | $5 Multiple promos happening in-app | Ongoing | Wallet app with great promos and extra rewards No income requirement | Direct | |
| 🔥 | Trust | Use JP8171J5 for S$10 FairPrice vouchers | Ongoing | Credit card great for travel with 0 fx fee and 1% cashback! | Direct |
| Big Pay | S$5 cashback | Ongoing | Wallet app; no income requirement | Direct | |
| iChange | S$5 | Ongoing | Multi-currency wallet app No income requirement | Direct | |
| YouTrip | S$5 | Ongoing | Multi-currency wallet app No income requirement | Direct | |
| Instarem Amaze | 325 points (S$3.25) | Ongoing | Multi-currency wallet app No income requirement | Direct |
Get a new trading app
WeBull’s US$100 Apple share offer is set to end 30th June 2022.
| Trading App | Sign-up Gifts | Last Date |
| ProsperUs code: SETHISFY | Use code SETHISFY and deposit any amount for S$30 Ryde creditsDeposit S$3,000 for and complete 3 trades: US$30 sign-up reward Deposit S$20,000 and complete 3 trades: US$90 sign-up reward | 31st March 2024 |
| Webull | Up to US$3,000 of free shares welcome offer + up to US$10,000 transfer in promo!! | 30th April 2024 (3.59PM) |
| moomoo | Welcome Rewards worth up to S$970 | 30th June 2024 |
| Tiger Brokers | Choice of an Apple AirPods 3rd Gen with MagSafe charging case (worth S$274) or S$200 cash | 30th April 2024 |
| Syfe Trade | Use code SETHISFY, get between S$20 to S$100 depending on deposit amount. | Ongoing |
| uSMART | Cash Voucher Reward Pack (worth up to USD 14) | 30th June 2024 |
Open and fund your SRS Account
I have nagged on this a few times before, so here’s a final reminder: open and fund your SRS Account! DBS account applications are instant if you do online during business hours, and 7PM on 30th June 2022 is the absolute deadline for you to open and fund your SRS account to lock in the penalty-free age of 62.
Refinance your mortgage
Interest rates keep going up, and if you haven’t already done so, it’s certainly time to refinance before rates go up even further. Some reports indicate as much as 3 to even 4% pa rates in the future, so if you haven’t started comparing quotes… it’s time to do so.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).