Things to Do Before July

As June ends, deals are ending, and SRS withdrawal age is going up! Speaking of up, so are mortgage rates. Do these things before July comes around:

Get credit card sign-up gifts

Here are excellent deals that are going away end of 30th June 2022:

Last updated: 2nd December 2022

🔥 Great deal
💳 Sign-up gifts for existing bank customers

CardsRewardsEndingRemarks
🔥Amex CardsComing soonStay tuned!Stay tuned for promos!
🔥
Citi CardsPopsical Remix II (comes with 1 Month Free Subscription) (worth S$599) or
Dyson V8 Slim™ Fluffy (worth S$549)or
Morning Coffee Machine (worth S$510) or
S$350 Cash
18th December 2022Plus: get 3x lucky draw chances!
🔥💳Citi PrestigeGet 48,000 miles, even for existing Citi cardholders31st January 2023Works even for existing Citi cardholders. Great deal offsets annual fees; useful features. Read this for promo analysis
Maybank CardsFirst 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)
4,501 onwards: S$100 cashback
Ongoing
🔥
💳
DBS CardsDBS Yuu Card: $260 for new cardholders, $10 for existing
DBS Taka Card: $150 cashback!!
DBS Altitude: up to 43,000 miles
31st December 2022DBS Taka and Altitude promos work even for existing DBS cardholders!
🔥CIMB Cards Xiaomi Mi Robot Vacuum-mop 2 (worth S$399) or S$250 cash8th January 2023Get 2x lucky draw chances!
🔥🔥StanChart Smart$350 Cash via PayNow, Dyson Fan or AirPods Pro 218th December 2022Highest cash offer!
Stack with Bonus$aver Account for double reward
💳HSBC CardsWelcome Gift:Receive a Samsonite Prestige 69cm Spinner Exp (worth S$670) or S$200 cashback when you make min. S$500 spend upon card approval.

Existing cardmembers can receive up to S$150 cashback when they successfully apply for supplementary cards.  
31st December 2022
UOB CardsS$300 for first 100 eligible applicants in November, and first 200 eligible applicants in December31st December 2022UOB rarely has promos
🔥Kris+$5
Multiple promos happening in-app
OngoingWallet app; no income requirement
Big Pay$10 cashbackOngoingWallet app; no income requirement
YouTrip$5OngoingWallet app; no income requirement
For quick reference only. Please check respective terms and conditions for full details.

Get a new trading app

WeBull’s US$100 Apple share offer is set to end 30th June 2022.

Trading AppSign-up GiftsReview
WebullUp to US$130 TSLA
uSMART Up to US$360Tap here
moomooS$10 Stock Cash Coupon
S$30 Fund Cash Coupon
Sure-win share between S$20 to S$1,000 value
Tap here
Tiger Brokers1 Grab Share and S$88
Syfe TradeS$70 cash credit (use code SETHISFY)Tap here
For reference only. Please refer to respective terms and conditions

Open and fund your SRS Account

I have nagged on this a few times before, so here’s a final reminder: open and fund your SRS Account! DBS account applications are instant if you do online during business hours, and 7PM on 30th June 2022 is the absolute deadline for you to open and fund your SRS account to lock in the penalty-free age of 62.

Refinance your mortgage

Interest rates keep going up, and if you haven’t already done so, it’s certainly time to refinance before rates go up even further. Some reports indicate as much as 3 to even 4% pa rates in the future, so if you haven’t started comparing quotes… it’s time to do so.

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