Temporary Buff: CIMB Visa Signature Lowers Minimum Spend to S$600 (Until 31st October)

CIMB Visa Signature is having a 3-month buff: from 1st August to 31st October 2023, the monthly minimum spend requirement to get higher cashback is lowered to S$600. This is down from the usual S$800, and unlocks the card’s high 10% cashback rate.

High 10% cashback rate… with a few caveats

When cards advertise a high cashback rate, it’s usually accompanied with more than a few asterisks and fine print. Trust Card, for instance, proclaims a 21% cashback rate that isn’t attainable in real life. On the other hand, DBS yuu gives 17.5% cashback without much gimmicks or gotchas.

CIMB Visa Signature is in the middle of the two, but thankfully closer to DBS yuu. You can indeed get its 10% cashback rate in full, but to get there takes a bit of effort as I’ve explained in my review of the card:

A lowered minimum spend definitely makes the card more viable. Instead of clocking spend in 4 different categories to get the maximum 10% cashback, you just need to make spend in 3 categories.

Whether this improvement would displace other cashback cards, however, is another question. The buff is also only for 3 months, although I imagine they might extend it just to make CIMB Visa Signature a bit more competitive against other cards.

Personally, I might just use it for a month or two as a 10% card to do some online shopping, stock up on pet supplies, and perhaps buy some supermarket vouchers. Even if CIMB Visa Signature isn’t all that easy to use as a daily card, 10% is a great rate to do some planned purchases.


There is currently an upsized promo for CIMB cards, and 7th August 2023 is also the last day you’d qualify for lucky draw chances to win business class tickets to anywhere!

CIMB Visa Signature

🔥 👍🏼

New to bank


  • S$280 cash via PayNow

Upon activating and spending min. S$988 within 60 days following card approval.

Terms and conditions (save a copy for your future reference)

Apply latest by end of 30th April 2024

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get 10% cashback on online shopping, groceries, pets expenses, cruises, and beauty & wellness. No annual fees for life.

Choose this if you spend in a few of the eligible categories so you can get high cashback.

Don’t miss these other promos

Last call for Tiger Brokers’ excellent promo, by the way. Also check out the many great deals happening in the month of August. Happy 58th birthday, Singapore!

Keep up to date on the best cashback/mile cards, financial products, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.

Subscribe to the channel, then join the group chat. You would often benefit from the tips shared exclusively in the group chat!

Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!

Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).

Leave a Reply