Buffed: DBS Yuu Card is Now… Awesome? 18% Rebates Without Gimmicks!
DBS Yuu Card being buffed definitely wasn’t on my bingo card for 2023. Now imagine the card being so good now that one could almost forgive the insufferable song.
That is exactly what happened to the DBS Yuu Card from 1st April 2023 and it’s not an April’s Fools joke… as far as we can tell. Gurmit, if you’re hiding somewhere you can come out now.
5% base earn rate, no minimum spend, no cap
The DBS Yuu Card now has a 5% earn rate with no minimum spend required, nor maximum limit specified. You read that right – all you have to do is to spend at any participating Yuu merchant and you can get 10 Yuu points per dollar spent. Each Yuu point is equivalent to 0.5 cents, making it such an earn rate equivalent to 5% rebate.
What a world we live in! The Yuu card is actually yuu-sable now (thanks Adam for this brilliant/terrible pun, and for highlighting the changes to DBS Yuu).
🔥 Don’t miss this: get up to a staggering 100,000 Max Miles with Trust Freedom Card (no annual fee required)! Ending very soon
Additional 13% rebate with S$600 minimum spend
In fact, the Yuu Card goes from usable to pretty insane if you meet a minimum spend of S$600 of eligible spend. With that, you can get additional 13% rebates on qualified spend at Yuu merchants. That’s a whopping 18% in rebates, and unlike gimmicky marketing figures, this seems to be the actual earn rate you’d get.
This means you can spend S$600 at a Yuu merchant, and get S$108 of rebates! It’s an earn rate that is very difficult to ignore. 4 miles per dollar? That’s pretty bad compared to 18% rebate.
Even if not all your spend is on Yuu merchants, having a good amount of spend getting a rebate of 18% means that your overall earn rate remains high. For instance, a S$400 spend on Yuu retailers with S$200 on other spend which gets only 0.5% rebate will still get you an incredible blended earn rate of 12.2%.
The maximum bonus rebate attainable is S$78 from the 13% bonus earn rate, which also means the sweet spot to spend each month is S$600. Even then, amounts beyond that figure still gets the decent 5% earn rate for Yuu merchants.
Sign-up promo
DBS Yuu card is also offering a great sign-up offer for new cardholders which you can see below.
A rarity for most banks these days, existing cardholders are also entitled to a decent sign-up gift. In fact, DBS has been offering pretty generous sign-up offers for existing cardholders and you can view them here.
DBS yuu Card
DBS yuu Card is an excellent card that gives up to 18% cash rebates or 10 miles per dollar (in conjunction with the yuu app)
🎁 New Cardholders
Apply as a new cardholder by 31st August 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
⚠️ Important Steps
- Make sure to apply with the promo code and fill up the SingSaver Rewards Redemption Form. No form means no reward, so do not miss this step.
- Maintain valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward.
- Make a minimum spend of S$500 within 30 days of card approval.
Terms and Conditions: [1]
For reference only; refer to exact details in terms and conditions
Conclusion
Every time I need to get something from Cold Storage I’m a little annoyed. Neither UOB EVOL nor UOB Preferred Platinum gives their high earn rates on UOB$ merchants, and Cold Storage, along with Dairy Farm siblings like 7-11, Guardian etc, is part of this dreaded list. DBS Yuu card is now not only a decent card to use for such spend, but it is a great card I think would end up as one of my primary cards.
A fuller review will come soon, so stay subscribed to the Telegram for more content and great deals!
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).
I can only see the yuu visa version during application. Is there a reason why the amex version does not appear?