StanChart Journey: Get 45,000 Miles + Gift of Choice + S$40 eCapitaVouchers

For those who have yet to sign up for a Standard Chartered credit card, there is an updated offer for StanChart Journey to consider. Sign up as a new cardholder below and not only would you qualify for the bank’s usual offer of up to 45,000 miles, you can also get an additional gift of your choice!

💳 A new StanChart cardholder refers to those who do not currently have a principal StanChart credit card, and have not cancelled any in the past 12 months. Refer to promo’s terms and conditions for full details.

Promo Details

You have two choices to make. First, you need to decide whether to pay the annual fee for 45,000 miles or go for a first-year fee waiver for 25,000 miles. Personally, I think paying the annual fee makes sense here and I’ll explain more later.

Next, decide between the two gifts from SingSaver (remember to fill up the Rewards Redemption Form to select your gift). Lastly, there are couple of optional tasks you can complete for additional S$40 eCapitaVouchers:

StanChart Journey

🔥 👍🏼

StanChart + Singsaver Promo

For new StanChart cardholders:

Use the Apply links found on this site and fill up SingSaver gift redemption form in email.
Make a minimum spend of S$500 within 30 days of card approval.
– SONY SRS-XB100 (worth S$90)

– $80 Grab Voucher (GrabCar, GrabMart, GrabFood) 
Option A: Pay annual fee of S$196.20

Activate your physical card and spend at least S$3,000 in eligible transactions within 2 months of card approval
45,000 miles
⭐️ Recommended
Option B: Get fee waiver of annual fee

Activate your physical card and spend at least S$3,000 in eligible transactions within 2 months of card approval
25,000 miles
Split purchases with SCB EasyPay or EasyBillBonus S$20 eCapitaVoucher
S$1,000 minimum spend in the 2nd month after approvalBonus S$20 eCapitaVoucher
Maximum45,000 miles¹ + gift of choice² + S$40 eCapitaVouchers
Last date to apply: 31st July 2024

⚠️ Important: Remember to fill out the Rewards Redemption Form from SingSaver in your email to secure your rewards.

Terms and conditions (save a copy for future reference):

  1. Standard Chartered
  2. SingSaver
Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Gives 1.2 miles per dollar on local transactions, 2 miles per dollar on foreign transactions, and 3 miles per dollar on online groceries, transportation, and food delivery merchants

Is paying the annual fee a good deal?

The difference between paying the annual fee of S$196.20 and going for a fee waiver is 20,000 miles (45,000 – 25,000). Essentially, which option you choose should reflect whether you value S$196.20 or 20,000 miles more.

In my opinion, picking miles is a great option here because giving up S$196.20 for 20,000 miles is a great deal. Each mile costs only 0.98 cents, and you should be able to quite easily make use of miles at a higher valuation than this.


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What to spend on?

You need to meet the minimum spend to qualify for rewards, and note that there are transactions which are excluded. Read the terms and conditions carefully when signing.

Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier.

Do check out this article on what you can spend on to meet the minimum spend:

Other StanChart cards

If you are a new StanChart cardholder, you can also consider other StanChart credit cards. The current promos are a little weaker than usual and I feel that the StanChart Journey offer is the best one currently. Nonetheless, those not into miles all that much should check out the offers for the other StanChart cards.

Stay subscribed for more great deals

There are also quite a few ongoing deals right now, so do take a look for more great offers. Importantly, stay subscribed so you can get notified of latest promos, and you should turn on notifications to get updates on time-sensitive offers. You can also join in the discussion with more than 19,000 subscribed, so see you there.

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