ShopHero: Know the Best Credit Cards and Shopping Deals When You Shop
This article is brought to you by ShopHero by Seedly. All views expressed in the article are the independent opinions of Sethisfy.com. Read Sethisfy.com’s editorial policy.
If I had a dollar each time a friend asks me, “what card do I use for this ah?”, I would have accumulated more coins than the number of credit cards I have (and that’s a huge number). While I am quite familiar with which credit card is good for what kind of purchase and can usually come up with an answer on the spot, most people probably need a bit more help. After all, they don’t obsess about credit cards on a daily basis as part of their jobs like I do.
ShopHero is the solution that most people can count on. It’s a free app by Seedly which tells you which credit card to use for the highest rewards, whether you are into cashback or miles. Even better, it tells you nearby retailers and restaurants offering sales and promotions, and that’s something I definitely wouldn’t be able to keep track of mentally.
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Tells you the best credit cards to use and shopping deals all around you
Easy to use app to discover best cards and shopping deals
The app has a clean and simple interface that allows you to easily find the best credit cards to use. When you first launch the app, you can see a list of merchants nearest to you, or you can search for shops that you want to buy things from. For each merchant, you are presented with the best cards across those that you currently own and other cards available in the market.
You can also use the map view to explore shops across Singapore which is very useful to discover shops instead of having to physically window-shop. On top of that, you can also filter by retailers having sales to check out promos and shopping deals.
Another feature I find useful is that ability to follow brands that are of interest to me. After doing so, I have a list of my favourite shops and restaurants and can see which are offering deals at the moment. This allows me to easily track when my favourite brand is having a sale before I make my purchases there.
A very promising version 1
The app isn’t perfect and I have found some oddities here and there. For instance, it doesn’t show that DBS yuu gives 17.5% at places like Cold Storage which is a glaring omission. But the current app is still only the very first publicly available version, and I trust that the app will only improve over time.
Definitely try out the app at absolutely no cost to you and get a nifty app that helps you gain more cashback for savings or miles for your next holiday!
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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