New (and Old) Toys : Take Your Pick
It turns out April isn’t a slouch compared to March Madness, but I guess April Absurdity doesn’t have the same ring to it. This month has seen not one but two banks offering their highest-ever cash gifts. April is also the time for income tax, and we have promos for that as well. Don’t miss also the chance to get some bonus eCapitaVouchers.
Limited time: Highest-ever Cash Gifts
Get the StanChart Smart Card’s generous $300 sign-up off as a new cardholder. After which, you can apply for the Bonus$aver promo for even more sign-up rewards.
HSBC’s massive $350 + $30 promo is also its all-time highest offer.
Citi has also recently revised its gift selections, and you can view them here. You can also see other card deals for April here.
StanChart Smart
Remember to fill rewards redemption form
🔥 👍🏼
SingSaver Promo
- Apple Airpods 4 (with Active Noise Cancellation) (retailing $249)
- Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (retailing S$659)
- $250 Shopee Voucher
- S$200 Cash via PayNow
| Requirement | Reward |
| Use the Apply links found on this site and fill up SingSaver gift redemption form in email. | Form must be filled for reward! |
| Activate your physical card and spend at least S$500 within 30 days from card approval | Receive gift of choice |
Gives 19.2 Rewards points for selected merchants. That’s 5.57 miles per dollars or 6% cashback! Bundle with Bonus$aver for another sign-up gift! Watch the review here
HSBC Advance
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
Citi Cash Back
Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Paying income tax
Get a guide on how to pay income tax and get rewards here!
CardUp
Pay for things that don’t accept credit cards and earn points or cashback. See the guide here.
🎁 New Users
Use code SETHISFY for reduced fee of 2.3% on the first personal payment¹ (up to S$5,000)
⚠️ Terms and Conditions
For reference only; refer to exact details in terms and conditions
ipaymy
Pay for things that don’t accept credit cards and earn points or cashback. See the guide here.
🎁 New Users
Sign up here for S$30 off transaction fee for your first payment!
⚠️ Notes
After signing up with the link, an email will be sent to you with the code.
For reference only; refer to exact details in terms and conditions
Bonus $20 for purchase of $200 eCapitaVouchers with CapitaCard
Until 17th April 2022 (or while stocks last), get bonus $20 eCapitaVoucher when you purchase at least $200 of eCapitaVoucher in a single transaction with your Amex CapitaCard. That’s a bonus 10% rebate, plus you still get the base earn rate which is another 1.5% in STAR$. An excellent deal for sure, given how easily you can expend CapitaVouchers at one of the many CapitaMalls we have.
You can purchase the eCapitaVouchers in the CapitaStar app.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).