Last Call: S$400 Cash or Gadgets + High Cashback or Miles With HSBC Welcome Offer
HSBC’s sign-up bonus for selected cards has been extended till 30th September 2025. New cardholders can get S$400 cash, DJI Osmo Action 5 Pro Standard Combo (retailing S$489), or other gifts!
Existing cardholders get S$50 instead, which is still generous given how many other banks have stopped offering sign-up rewards for those who are existing cardholders. You can also get HSBC Live+’s 8% cashback rate even if you own other HSBC cards.
Get time-limited enhanced earn rates
September 2025 always marks the last chance to get HSBC Live+’s 8% cashback rate. Sign up and if your card is approved by 30th September 2025, you can enjoy 8% cashback until 31st December 2025 for new and existing cardholders alike! 8% cashback will apply to cardholders who apply for their HSBC Live+ cards and get approval by 31st March 2026.
Also, new and existing cardholders of HSBC Revolution currently enjoy more places to earn the card’s 10X points earn rate until 28th February 2026.
Promo Details
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
Tap here for other HSBC cards.
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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