July 2026 Promo Round-Up
There is about a week left in July and some deals are ending even sooner than the month. This month sees some really generous welcome promos come to a close, with as many as 10 promos ending over the next week.
Sign up to secure your welcome goodies while you still have the chance.
Ending 26th July: OCBC’s upsized S$420 cash welcome promo
Ending in just two days, OCBC is offering upsized S$420 cash or a choice of other welcome rewards for its credit cards. OCBC Rewards is one of the highest earning miles cards now, requiring no minimum spend nor account balance for its 6 miles per dollar or 4.16% cashback earn rate. Check it out here: The upsize has ended, and the promo is back to S$400. Stay subscribed and turn on notifications for timely updates.
Ending 28th July: HSBC’s upsized S$450 cash welcome promo
Also ending in a few days is HSBC’s upsized welcome promo which offers a princely S$450 cash or a choice of other gift options. With up to 8 miles per dollar possible with no minimum spend, HSBC Revolution needs very little introduction as one of the best miles cards we have right now. If you’re looking for cashback, HSBC Live+ can give a generous 8% cashback on dining and shopping transactions for new cardholders.
It’s quite insane how good the welcome rewards are when the cards are already this good. The upsize has ended, and the promo is back to S$400. Stay subscribed and turn on notifications for timely updates.
Ending soon: first 5,000 get up to S$300 cashback with GXS Invest
GXS is offering up to S$300 cashback for the first 5,000 who sign up for GXS Invest and invest at least S$5,000. Wonder if you’re in the first 5,000? The offer is currently available and I will update it once GXS tells me that the first 5,000 is finishing.
You will require a GXS account first, and remember to use SETH877 when signing up. See this short video for more details.
GXS
GXS Savings Pocket: 1.08% p.a. on up to S$95,000
GXS FlexiCard: No minimum income required! Get unlimited cashback of up to S$3 for each transaction at least S$10 and above.
💰 GXS Savings Account
- Sign up for GXS Savings Account
- Get S$20 cashback when you deposit min. S$5,000 into 3-month Boost Pocket named “First Boost”
- On top of 1.22% p.a. interest on Boost Pocket, that is 2.82% p.a. effective interest
Use code SETH877
💳 GXS FlexiCard
Enjoy a free Grab ride and 18% cashback on all Grab spends in Malaysia all weekend! No minimum spend required³
⚠️ Terms and conditions
For reference only; refer to exact details in terms and conditions
Ending 30th July: Plus500
For a limited time, get an upsized sign-up reward when you sign up for Plus500:
Plus500
Trade over 2,000 contracts for difference (CFDs) across a wide range of financial products, such as indices, forex, shares, commodities and more. Regulated by MAS.
CFDs are leveraged products and your capital is at risk. For example, a 1:5 leverage means your profits and losses are magnified five times. For more information, visit MoneySense: Understanding Contracts for Difference
💵 Bonus Reward¹
Sign up by 9th October 2026, fund S$1,000 and make 3 eligible trades (commodities/indices/options only) within 14 days
⚡️ First eligible applicant at 8PM daily will score a reward upgrade to the latest phone (worth over S$1,800) instead of base rewards!
All other eligible applicants get choice of 1 base reward:
Eligible trades include commodities, indices, or options only.
📈 Stackable Reward²
- 🥉 Deposit S$500 with code
SINGSAVER500and earn 128 Trader Points: get S$288 cash - 🥈 Deposit S$1,000 with code
SINGSAVER688and earn 408 Trader Points: get S$688 cash - 🥇 Deposit S$2,000 with code
SINGSAVER1088and earn 588 Trader Points: get S$1,088 cash
⚠️ Important Notes
Terms and conditions apply:
This advertisement has not been reviewed by the Monetary Authority of Singapore.
For reference only; refer to exact details in terms and conditions
Ending 31st July: MariBank’s birthday rewards
MariBank is offering additional cash rewards on top of their usual sign-up offer for those who sign up for MariBank Savings Account and MariBank Credit Card in the month of July 2026.
Sign up for the MariBank Credit Card (and your Mari Savings Account will be opened together as well) for extra S$20 cash on top of S$30 cashback and S$50 of Shopee vouchers! MariBank Credit Card is one of the best cards to use overseas now with its fuss-free cashback and best-in-class rates for 7 currencies.
Other deals
July 2026 really has many good deals up for grabs, so it’s a good thing I now have this nifty widget to help you sort through the many credit card promos available. You can easily sort by different gift options, as well as when each promo is ending. Use the widget below, or find it at the Cards page.
Subscribe for more deals and updates!
If you’re someone who wants to earn more from credit cards, savings accounts and other financial deals, stay subscribed to the Telegram or WhatsApp so you can be notified of news and deals. Remember to unmute and turn on notifications or the updates may not reach you.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).