Great Deal: S$270 Cashback, No Minimum Spend For StanChart Smart & StanChart Simply Cash

Until 31st May 2023, StanChart is offering a S$270 sign-up offer for two of its credit cards, and no minimum spend is required! This offer is open to new StanChart cardholders who don’t have a StanChart card. If you have had a StanChart card previously, please refer to “Ex-cardholder or Existing Cardholders” section below.

StanChart cards may have offered above S$300 before, but in recent months the sign-up offers have been decidedly less generous. It is also worth nothing that a promo without minimum spend is a lot better on the effort-reward ratio. All you need is to make one eligible transaction of any amount to qualify for the sign-up reward which is still pretty attractive.

The S$270 is given in the form of cashback, but it’s quite easy to withdraw cashback from StanChart credit cards. All you need is to sign up for one of the two eligible cards below, and activate the card within 30 days of approval to qualify for S$250 cashback. Thereafter, make one eligible spend within the same 30-period with with no minimum amount and get a further S$20 cashback.

Eligible cards

StanChart Simply Cash

Remember to fill rewards redemption form

💳 Apply

Choose a gift:

1. Receive a AirPods Pro Gen 2 + AirTag bundle (worth S$407.35) + S$20
2. Nintendo Switch Gen 2 (worth S$399) + S$20
3. Xiaomi Robot Vacuum S10 EU (worth S$379) + S$20
4. $350 cash via PayNow + S$20

Requirement	Reward
Use the Apply links found on this site and fill up SingSaver gift redemption form in email.	Form must be filled for reward!
Spend at least S$500 within 30 days from card approval	Receive gift of choice
Put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of selected merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix	Bonus S$20
Last date to apply	7th January 2024

⚠️ Fill up SingSaver rewards form in email to choose your gift. No form completed = no reward given

Sign-up Process

1. Apply with the link
2. Important: find SingSaver email and fill in redemption form after application; no form no reward
3. Promo code field can be left blank
4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Gives unlimited 1.5% cashback for almost every transaction.

StanChart Smart

Remember to fill rewards redemption form

💳 Apply

🔥 👍🏼

Choose a gift:

1. AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) + S$20
2. Fujifilm Insta Mini Evo Camera + Photo Instax Mini Film (Rainbow) bundle (worth $324) + S$20
3. S$280 cash via PayNow + S$20

Requirement	Reward
Use the Apply links found on this site and fill up SingSaver gift redemption form in email.	Form must be filled for reward!
Spend at least S$250 within 30 days from card approval	Receive gift of choice
Put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of selected merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix	Bonus S$20
Last date to apply	7th January 2024

⚠️ Fill up SingSaver rewards form in email to choose your gift. No form completed = no reward given

Sign-up Process

1. Apply with the link
2. Important: find SingSaver email and fill in redemption form after application; no form no reward
3. Promo code field can be left blank
4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Gives 19.2 Rewards points for selected merchants. That’s 5.57 miles per dollars or 6% cashback! Bundle with Bonus$aver for another sign-up gift! Watch the review here

Ex-cardholder or Existing Cardholders

Ex-cardholder who previously signed up with StanChart
If you have previously signed up for a card through StanChart directly, you may want to sign up for SingSaver’s offer instead. Even though you may have cancelled your StanChart card more than 12 months ago, StanChart apparently keeps track of the sign-up offer they have given you previously and this affects the sign-up offer you have received.

Ex-cardholder who previously signed up with SingSaver (or other channels)
To be clear, this does not apply if your StanChart card was signed up through SingSaver (or other channel as long as the gift was not fulfilled by StanChart itself). You can still apply for StanChart’s promo above.

Existing StanChart cardholders
If you are an existing StanChart cardholder and wish to add on a card, you also help support the site if you sign up through my SingSaver affiliate links below. Either way there are no rewards for existing cardholders.

Alternate SingSaver promo

For SingSaver’s promo, please note that the Smart Card has the better promo between the two and should be the first card of your choice:

Keep up to date on the best cashback/mile cards, financial products, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.

Subscribe to the channel, then join the group chat. You would often benefit from the tips shared exclusively in the group chat!

Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!

Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opnion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).