Great Deal: Get S$320 With StanChart Smart Card; No Min Spend Required

Haven’t gotten a StanChart card before? You can get S$320 when you sign up for the StanChart Smart Card. While not the highest sign-up offer we’ve seen (it was S$350 a few weeks ago), this particular promo requires no minimum spend. All you need is to sign up as a new StanChart cardholder with the link below and activate your card within 30 days from approval.

The offer is for applications until the last day of 31st December 2022 31st January 2023 and the reward is fulfilled by StanChart as cashback credited to your card within 60 working days from activation. The cashback must be utilised within 3 months from the date of credit. Do go through the terms and conditions (I recommend downloading them for future reference) and tap here to fill up this Google form once you have completed the sign-up.

For new cardholders:

ActivityReward
Sign up and activate card within 30 days, no minimum spend requiredS$200 cashback¹
Sign up with link and tap here to fill this Google formAdditional S$28 cashback²
1. Terms and conditions (Clause 3)
2. Terms and conditions (Clause 10 and 11)

If you used to have a StanChart card, and have cancelled it more than 12 months ago, you can still apply, but do note that StanChart has some “Previous Cashback Cap” clause in their terms and conditions. What I gather from it is that you will get S$320 under this promo minus any amount you have received before as a sign-up gift previously. I haven’t heard anyone who has been subject to this (please sound off if you have), but if you don’t want to take any chances, consider the alternate promo found below.

Alternate promo

If you are in the mood for a Dyson AM07 fan instead – or have previously signed up for a StanChart card and don’t wish to take chances with StanChart’s promo – take a look at Singsaver’s promo instead. That requires S$500 of minimum spend.

Stack with Bonus$aver promo

If you have $50,000 lying around, you can consider stacking this promo with the Bonus$aver one. Check out details here.

StanChart Smart

Please choose properly and no la cannot stack both:

🔥 👍🏼

StanChart Promo

For new cardholders:

ActivityReward
Sign up and activate card within 30 days, no minimum spend requiredS$200 cashback¹
Sign up with link and tap here to fill this Google formAdditional S$28 cashback²
1. Terms and conditions (Clause 3)
2. Terms and conditions (Clause 10 and 11)

Offer until 28th February 2023

Singsaver Promo

  1. Apple AirPods Pro 2nd Gen (worth S$359)
  2. Xiaomi TV A2 HD 32” (worth $329) or
  3. S$270 cash via PayNow

Offer until 28th February 2023

Requirements

  • min spend of S$500 within 30 days of card approval
  • new to StanChart (no StanChart card for past 12 months)
  • fill up SingSaver form after application

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Gives 19.2 Rewards points for selected merchants. That's 5.57 miles per dollars or 6% cashback! Bundle with Bonus$aver for another sign-up gift! Watch the review here

StanChart Smart Card gives some of the highest rates when it comes to card rewards. At 6% cashback or 5.57 miles per dollar, it gives you good rates whether you prefer cashback or miles. The issue is that the card’s generous earn rates are given only on a select few merchants.

Nevertheless, given the lack of a monthly minimum spend, the Smart Card is easy to use and the sign-up offer is excellent.

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3 thoughts on “Great Deal: Get S$320 With StanChart Smart Card; No Min Spend Required

  1. I received the $300 signup cashback from StanChart a few days after card activation. Even though I had received cashback as sign up gift relatively recently (14 months ago; previous card was cancelled 13 months ago), the previous amount was not deducted under the Previous Cashback Cap clause. Haven’t received the $20 mgm offer though.

    1. Thanks for the info! Glad that they are fulfilling the rewards so quickly. The referral reward should take a bit longer.

  2. Do i need to make any spending or only need to activate as there’s some clause in the referral one talking about eligible transactions (clause 5 on the referral t and c).

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