Great Deal: Get S$300 Cashback For Citi SMRT Card

Don’t have a Citibank credit card yet or cancelled your last one more than 12 months ago? Here’s a great sign-up offer for a great cashback card: get S$300 cashback when you apply for the Citi SMRT card below and spend S$1,000 in the first 2 months of account opening.

Citi SMRT hasn’t had sign-up promos as often as its other siblings, so it’s a good chance to take up the card if you haven’t already done so. This offer is fulfilled by Citibank, and the cashback will be credited to your credit card within 3 months of completing the requirements.

Citi SMRT is a great cashback card

For more veteran cashback users, Citi SMRT needs little introduction, and even if you’re new to credit cards it is a really simple card to understand. You can get 5% cashback when you use the card on online transactions, and there is no monthly cap!

This means your transaction can be quite large and you still get 5% cashback on the entire transaction as long as it is under the annual cap of S$12,000 and not a travel-related expense. Read the full review here.

Citi SMRT

💳 Citi Promo

💳 SingSaver Promo

One of the few high-earn cards with no monthly cap! Gives 5% cashback on online transactions with annual spend cap of S$12,000. Read the review here.

🎁 Citi Promo

New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:

Card	Welcome Reward
Citi SMRT	S$300 cashback
Citi Cash Back Citi M1	S$300 cashback
Citi PremierMiles	Up to 30,000 bonus miles
Citi Rewards	40,000 ThankYou Points
Citi Cash Back+	8% cashback
Citi Prestige	Up to 162,500 Citi ThankYou Points

See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.

⚡️ SingSaver Promo

Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:

• S$400 cash (S$430 for Citi SMRT)
• 25,000 Max Miles (easily worth S$450 to S$487; HeyMax account required)
• Dyson Airstrait (retailing S$799)
• Dyson V8 Cyclone cordless vacuum (retailing S$559)
• S$440 Grab Vouchers (S$470 for Citi SMRT)

Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.

⚠️ Important Notes

For SingSaver promo:

• Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
• Min. spend of S$500 required.

Terms and Conditions

For reference only; refer to exact details in terms and conditions

Other card deals

Last updated: 1st July 2026
💳 Sign-up gifts for existing bank customers

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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