Fastest Fingers First: Upsized Rewards For Citi and OCBC Cards

Two credit card promos allow you to get upsized rewards if you are one of the fastest few applicants to successfully sign up for cards! Get as much as S$450 cash or even a recently launched smartphone retailing more than S$1,000.

Even those who aren’t the fastest can qualify for as much as S$400 cash or pricey gadgets as sign-up gifts.

Citi Cards: get bonus S$50 on top of usual gifts

For Citibank cards, new-to-bank applicants who successfully sign up at 2PM or 8PM will receive bonus S$50 cash if they are one of the fastest 5 applicants at each time slot. There is also a minimum spend of S$500 within 30 days from card approval, and the final day to apply would be 21st September 2025.

This bonus cash gift is on top of the usual gifts and you can choose from as much as S$400 cash or other gift options listed below. Those who aren’t the fastest applicants can still enjoy the usual gifts!

OCBC Cards: get latest smartphone retailing over S$1,000

New-to-bank applicants who sign up for OCBC credit cards at 2PM or 8PM can also look forward to getting an upsized gift of a mysterious gift described as “the latest smartphone (worth over S$1,000)” (gee I wonder what it is) if they are one of 2 fastest eligible applicants at each time slot.

Minimum spend of S$400 from card approval is required, and those outside of the 2 fastest applicants can still enjoy the current welcome offer which is S$340 cash (S$320 for OCBC Infinity)!!

I recommend the OCBC Rewards which can give 6 miles per dollar on selected merchants, but you can also view other eligible OCBC cards here.

Fastest fingers first mechanic

Tap here for more details on the “fastest fingers first” mechanic.

What to spend on?

You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.

Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.

Do check out this article on what you can spend on to meet the minimum spend:

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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