Ending Soon: Excellent Credit Card, Savings Account, and Trading App Deals of October 2025

October is ending soon and before that happens, there is still time to grab some excellent deals. This month, quite a few of the promos are offering all-time high rewards, making their gifts the most generous we’ve ever seen.

HSBC Cards: get both S$350 cash + iPad!

The welcome rewards for HSBC credit cards are perhaps the most generous we have seen, giving both an iPad and S$350 in cash! You read that correctly — you get both rewards at the same time and this promo is set to end soon so sign up while it is still available… promos can sometimes end ahead of their announced end-dates!

CMC Invest – all-time high S$106 rewards + free shares worth up to S$662

CMC Invest is offering its highest welcome rewards I’ve seen — S$20 cash + free Coca Cola Share + shares worth up to S$662! That’s as much as S$768 which is a very, very generous sign-up gift. Sign up latest 30th October 2025:

OCBC Cards: get S$360 cash or 20,000 miles

Whether you want miles or cash, OCBC cards let you choose your welcome gift. Get as much as S$360 in cash which is the highest-ever cash gift from the bank, or 20,000 miles which is more than enough for a return trip to Bali. Current promo is slated to end by 29th October 2025:

StanChart Bonus$aver Account: get 5.55% p.a. effective interest and S$319 sign-up rewards

When a bank account offers as much as 5.55% p.a. interest, you wouldn’t expect it to also offer sign-up rewards. Yet, with the Bonus$aver account, you can even get as much as S$30 of cashback and a S$289 gift when you sign up using my link latest by 31st October 2025.

Refer to my guide if you need help achieving 5.55% p.a. interest with the account.

StanChart Bonus$aver

Earn up to 5.85% p.a. (realistically 3.35% p.a.) with Bonus$aver account! Check out the guide for more details

💳 New Cardholders

Don’t have a StanChart Credit Card yet? Make sure you sign up for a StanChart Credit Card first to enjoy the credit promo, then sign up for Bonus$aver to enjoy both promos. The order matters!

🎁 New Bonus$aver Accountholders

Sign up for Bonus$aver Account + Bonus$aver Credit Card as a new-to-product customer (use code 6C76E if required) by 30th June 2026. Existing card/accountholders of other StanChart products still qualify!

Deposit and maintain minimum S$50,000 of fresh funds until the end of following month (e.g. 31st August for accounts opened in July) to get:

  • Get S$138¹!
  • Use code 6C76E: bonus S$30¹!

⚠️ Important Notes

  • Existing StanChart cardholders/accountholders can still qualify as long as you do not own Bonus$aver account and/or card for past 12 months

Terms and conditions: [1]

For reference only; refer to exact details in terms and conditions

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).

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