Deal: Enjoy Up to $1,110 Cash/Cashback Farming Credit Cards in November

Go nuts with cashback and cash this November, and subscribe to the Telegram channel to be notified of more amazing deals

I noticed that there are a lot of cashback card promos ending soon (some earlier than others) so I did a calculation on how much cashback one could get right now. The spoiler is already in the title, but here’s the breakdown:

New to bank customers

New to Citi: $300 via PayNow (make 1 transaction, no min spend) (update 20/11/2020: becoming $250 from 23/11/2020 onwards!)
New to StanChart: $200 via PayNow (min spend $80)
New to DBS: $200 (make 1 transaction, no min spend)
New to Amex: $160 (min spend $500)
New to HSBC: $150 (min spend $800)
New to Maybank: $100 (min spend $250/month for 2 months)

Some of them require minimum spendings, but even if you’re not going to do much Christmas shopping this year, the first three cards already give $700 in cash and cashback with very little spending required. Of course, you may also pick the Apple Watch SE and Sony headphones if you so desire.

Existing cardholders

Existing cardholders aren’t totally left out either. It’s expectedly nowhere near as much, but it’s just a few minutes out of your day while you “work” from home, and it’s a good meal paid for. Every sign up supports this site too, so thank you for that!

Existing Citi cardholders: $30 per card via PayNow (make 1 transaction, no min spend)
Existing StanChart cardholders: $30 per card via PayNow (min spend $80)
Existing HSBC cardholders: $30 (min spend $800)

Wouldn’t applying for multiple cards hurt my credit report?

I can speak from experience and say that having lots of credit cards adds a line “too many enquiries” in your report, but I don’t think it matters much. I have anywhere between 20 to 30 credit cards, a balance transfer, and a mortgage, and my credit report fluctuates between AA and BB.

Not that it matters; as far as I can tell I got the best mortgage rate (at that time) with a report of grade CC. I’m guessing that the credit report only matters when it goes really bad, and that’s more a result of not paying loans and card bills rather than having many credit cards.

Apply here and keep this site going

Apply at the links below, and note the terms and conditions for each may differ slightly. Important: do fill out the Singsaver form you receive in your email! (Applies for Citi, StanChart, and Amex)

Citi
PremierMiles

New to bank*

Get Dyson AM07 tower fan (worth S$499) or S$350 Cash. Valid until 9th May 2021.

Existing customers
$30 via PayNow*


*Minimum spend of S$200 within 30 days of card approval

Existing cardholders
$30 via PayNow

Citi
Rewards

New to bank*

Get Dyson AM07 tower fan (worth S$499) or S$350 Cash. Valid until 9th May 2021.

Existing customers
$30 via PayNow*


*Minimum spend of S$200 within 30 days of card approval

Citi
Cash Back+ Mastercard®

New to bank*

Get Dyson AM07 tower fan (worth S$499) or S$350 Cash. Valid until 9th May 2021.

Existing customers
$30 via PayNow*


*Minimum spend of S$200 within 30 days of card approval

Citi
Cash Back

New to bank*

Get Dyson AM07 tower fan (worth S$499) or S$350 Cash. Valid until 9th May 2021.

Existing customers
$30 via PayNow*


*Minimum spend of S$200 within 30 days of card approval

Citi
Prestige

New to bank*

Get Dyson AM07 tower fan (worth S$499) or S$350 Cash. Valid until 9th May 2021.

Existing customers
$30 via PayNow*


*Minimum spend of S$200 within 30 days of card approval

StanChart
Unlimited Cashback

New to bank*
$300 via PayNow or AirPods Pro (worth S$379)! Valid until 16th May 2021.

Existing cardholders*
$30 via PayNow

*spend min. $300 within 30 days

StanChart
Reward+

New to bank*
$300 via PayNow or AirPods Pro (worth S$379)! Valid until 16th May 2021.

Existing cardholders*
$30 via PayNow

*spend min. $300 within 30 days

DBS
Altitude

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code DBSFLASH

Until 29th April 2021

DBS
Altitude (Amex)

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code DBSFLASH

Until 29th April 2021

DBS
LiveFresh

  • 5% cashback on contactless/online

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code DBSFLASH

Until 29th April 2021

DBS
Woman’s World

  • 4 miles per dollar on online
  • Men can apply too

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code DBSFLASH

Until 29th April 2021

POSB Everyday

  • Up to 8% cashback on daily essentials

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code DBSFLASH

Until 29th April 2021

Amex
True Cashback

New customers

  • $160 cashback*
  • $20 Diary Farm Group Voucher^
  • 3% cashback on first $5,000 within 6 months

*min. spend of S$500 must be made within the first month of card approval
^sign up with SingPass MyInfo

Valid until 31st May 2021

HSBC
Advance

New to bank
Receive a $30* + $170^ cash when you make min. S$500 in eligible spends by the end of the following calendar month after card approval.

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th June 2021

HSBC
Revolution

New to bank
Receive a $30* + $170^ cash when you make min. S$500 in eligible spends by the end of the following calendar month after card approval.

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th June 2021

HSBC
Visa Platinum

New to bank
Receive a $30* + $170^ cash when you make min. S$500 in eligible spends by the end of the following calendar month after card approval.

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th June 2021

Maybank
Family and Friends

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

Maybank
Horizon Visa

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

Maybank
Platinum Visa

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

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