Deal: Enjoy Up to $1,110 Cash/Cashback Farming Credit Cards in November

Go nuts with cashback and cash this November, and subscribe to the Telegram channel to be notified of more amazing deals

I noticed that there are a lot of cashback card promos ending soon (some earlier than others) so I did a calculation on how much cashback one could get right now. The spoiler is already in the title, but here’s the breakdown:

New to bank customers

New to Citi: $300 via PayNow (make 1 transaction, no min spend) (update 20/11/2020: becoming $250 from 23/11/2020 onwards!)
New to StanChart: $200 via PayNow (min spend $80)
New to DBS: $200 (make 1 transaction, no min spend)
New to Amex: $160 (min spend $500)
New to HSBC: $150 (min spend $800)
New to Maybank: $100 (min spend $250/month for 2 months)

Some of them require minimum spendings, but even if you’re not going to do much Christmas shopping this year, the first three cards already give $700 in cash and cashback with very little spending required. Of course, you may also pick the Apple Watch SE and Sony headphones if you so desire.

Existing cardholders

Existing cardholders aren’t totally left out either. It’s expectedly nowhere near as much, but it’s just a few minutes out of your day while you “work” from home, and it’s a good meal paid for. Every sign up supports this site too, so thank you for that!

Existing Citi cardholders: $30 per card via PayNow (make 1 transaction, no min spend)
Existing StanChart cardholders: $30 per card via PayNow (min spend $80)
Existing HSBC cardholders: $30 (min spend $800)

Wouldn’t applying for multiple cards hurt my credit report?

I can speak from experience and say that having lots of credit cards adds a line “too many enquiries” in your report, but I don’t think it matters much. I have anywhere between 20 to 30 credit cards, a balance transfer, and a mortgage, and my credit report fluctuates between AA and BB.

Not that it matters; as far as I can tell I got the best mortgage rate (at that time) with a report of grade CC. I’m guessing that the credit report only matters when it goes really bad, and that’s more a result of not paying loans and card bills rather than having many credit cards.

Apply here and keep this site going

Apply at the links below, and note the terms and conditions for each may differ slightly. Important: do fill out the Singsaver form you receive in your email! (Applies for Citi, StanChart, and Amex)

Citi cards


19 days 8 hours 43 minutes 15 seconds left to grab this offer!

Citi
PremierMiles

New to bank*
Choose:

  1. iRobot® Roomba® 692 (worth S$818); or
  2. S$400 Apple Vouchers ; or
  3. S$350 Cash

Existing customers
$30 via PayNow, no min spend required


*Minimum spend of S$500 within 30 days of card approval.

Until 20th December 2021

Citi
Rewards

New to bank*
Choose:

  1. iRobot® Roomba® 692 (worth S$818); or
  2. S$400 Apple Vouchers ; or
  3. S$350 Cash

Existing customers
$30 via PayNow, no min spend required


*Minimum spend of S$500 within 30 days of card approval.

Until 20th December 2021

Citi
Cash Back+ Mastercard®

New to bank*
Choose:

  1. iRobot® Roomba® 692 (worth S$818); or
  2. S$400 Apple Vouchers ; or
  3. S$350 Cash

Existing customers
$30 via PayNow, no min spend required


*Minimum spend of S$500 within 30 days of card approval.

Until 20th December 2021

Citi
Cash Back

New to bank*
Choose:

  1. iRobot® Roomba® 692 (worth S$818); or
  2. S$400 Apple Vouchers ; or
  3. S$350 Cash

Existing customers
$30 via PayNow, no min spend required


*Minimum spend of S$500 within 30 days of card approval.

Until 20th December 2021

Citi
Prestige

New to bank*
Choose:

  1. iRobot® Roomba® 692 (worth S$818); or
  2. S$400 Apple Vouchers ; or
  3. S$350 Cash

Existing customers
$30 via PayNow, no min spend required


*Minimum spend of S$500 within 30 days of card approval.

Until 20th December 2021

StanChart Cards

Please click Apply under each card to see the most up to date promo.

StanChart
Unlimited Cashback

New to bank*
Enjoy a 6-month Disney+ subscription^ and $280 cashback*

Existing cardholders

Enjoy a 3-month Disney+ subscription^

*min spend of $200

^activate card within 30 days of card approval

Offer until 30th November 2021

StanChart
Rewards+

New to bank*
Enjoy a 6-month Disney+ subscription^ and $280 cashback*

Existing cardholders

Enjoy a 3-month Disney+ subscription^

*min spend of $200

^activate card within 30 days of card approval

Offer until 30th November 2021

StanChart
Smart

New to bank*
Enjoy a 6-month Disney+ subscription^ and and choose 1:

  • Dyson Cool AM07 Tower Fan (worth $499); or
  • $300 via PayNow

Existing cardholders

Receive $30 via PayNow*

*min spend of $350

^activate card within 30 days of card approval

Offer until 13th January 2022

DBS cards

DBS
Altitude

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
Get 38,000 miles with min spend of S$200. Use code ALTAF

Until 31st January 2022

DBS
Altitude (Amex)

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
Get 38,000 miles with min spend of S$200. Use code ALTAF

Until 31st January 2022

DBS
LiveFresh

New to bank
Bonus 18% cashback with minimum spend of $600 per month. Sign up with code MORECASH

Until 31st January 2022

DBS
Woman’s World

  • 4 miles per dollar on online
  • Men can apply too

POSB Everyday

  • Up to 8% cashback on daily essentials

New to bank
Bonus 18% cashback with minimum spend of $600 per month. Sign up with code MORECASH

Until 31st January 2022

DBS
Takashimaya

Amex
True Cashback

New to Amex

Receive:

  • $200 CapitaVouchers*
  • 3% cashback

Existing Amex customers (Promo 1)

$30 via PayNow*

*min spend of S$500 required within 30 days of card approval

Until 22nd December 2021

HSBC Cards


30 days 8 hours 44 minutes 14 seconds left to grab this offer!

HSBC
Advance

New to bank
Choose:

  • $200 cashback*^

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st December 2021

HSBC
Revolution

New to bank
Choose:

  • $200 cashback*^

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st December 2021

HSBC
Visa Platinum

New to bank
Choose:

  • $200 cashback*^

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st December 2021

Maybank
Family and Friends

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

Maybank
Horizon Visa

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

Maybank
Platinum Visa

New and existing customers
No bonus reward from Singsaver at the moment. Check back soon!

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Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Thank you for supporting my site!

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