Deal: Enjoy Up to $1,110 Cash/Cashback Farming Credit Cards in November

Go nuts with cashback and cash this November, and subscribe to the Telegram channel to be notified of more amazing deals

I noticed that there are a lot of cashback card promos ending soon (some earlier than others) so I did a calculation on how much cashback one could get right now. The spoiler is already in the title, but here’s the breakdown:

New to bank customers

New to Citi: $300 via PayNow (make 1 transaction, no min spend) (update 20/11/2020: becoming $250 from 23/11/2020 onwards!)
New to StanChart: $200 via PayNow (min spend $80)
New to DBS: $200 (make 1 transaction, no min spend)
New to Amex: $160 (min spend $500)
New to HSBC: $150 (min spend $800)
New to Maybank: $100 (min spend $250/month for 2 months)

Some of them require minimum spendings, but even if you’re not going to do much Christmas shopping this year, the first three cards already give $700 in cash and cashback with very little spending required. Of course, you may also pick the Apple Watch SE and Sony headphones if you so desire.

Existing cardholders

Existing cardholders aren’t totally left out either. It’s expectedly nowhere near as much, but it’s just a few minutes out of your day while you “work” from home, and it’s a good meal paid for. Every sign up supports this site too, so thank you for that!

Existing Citi cardholders: $30 per card via PayNow (make 1 transaction, no min spend)
Existing StanChart cardholders: $30 per card via PayNow (min spend $80)
Existing HSBC cardholders: $30 (min spend $800)

Wouldn’t applying for multiple cards hurt my credit report?

I can speak from experience and say that having lots of credit cards adds a line “too many enquiries” in your report, but I don’t think it matters much. I have anywhere between 20 to 30 credit cards, a balance transfer, and a mortgage, and my credit report fluctuates between AA and BB.

Not that it matters; as far as I can tell I got the best mortgage rate (at that time) with a report of grade CC. I’m guessing that the credit report only matters when it goes really bad, and that’s more a result of not paying loans and card bills rather than having many credit cards.

Apply here and keep this site going

Apply at the links below, and note the terms and conditions for each may differ slightly. Important: do fill out the Singsaver form you receive in your email! (Applies for Citi, StanChart, and Amex)

Citi
PremierMiles

New to bank

$250 via PayNow or AirPods Pro!

Existing customers
$30 via PayNow

Citi
Rewards

New to bank

$250 via PayNow or AirPods Pro!

Existing customers
$30 via PayNow

Citi
Cash Back+ Mastercard®

New to bank

$250 via PayNow or AirPods Pro!

Existing customers
$30 via PayNow

Citi
Cash Back

New to bank

$250 via PayNow or AirPods Pro!

Existing customers
$30 via PayNow

Citi
Prestige

New to bank

$250 via PayNow or AirPods Pro!

Existing customers
$30 via PayNow

StanChart
Unlimited Cashback

New to bank
FREE Sony Noise Cancelling True Wireless Headphones worth $349* or $200 via PayNow

Existing cardholders
$30* via PayNow

*Ends 6th Dec

StanChart
Reward+

New to bank
FREE Sony Noise Cancelling True Wireless Headphones worth $349* or $200 via PayNow

Existing cardholders
$30* via PayNow

*Ends 6th Dec

DBS
Altitude

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)

DBS
Altitude (Amex)

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)

DBS
LiveFresh

  • 5% cashback on contactless/online

New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)

DBS
Woman’s World

  • 4 miles per dollar on online

New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)

POSB Everyday

  • Up to 8% cashback on daily essentials

New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)

Amex
True Cashback

New customers
3% cashback for first $5,000 spend
$80 + $120 CapitaVouchers with just $500 min spending

Existing cardholders
$40 CapitaVouchers

HSBC
Advance

New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)

Existing customers
$30 cashback

HSBC
Revolution

New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)

Existing customers
$30 cashback

HSBC
Visa Platinum

New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)

Existing customers
$30 cashback

Maybank
Family and Friends

New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)

Maybank
Horizon Visa

New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)

Maybank Platinum Visa

New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)

Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.

You can also ask questions in the chat, and having more subscribers means I can negotiate better deals for you too 😄

Notable promos at the moment:

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