Deal: Enjoy Up to $1,110 Cash/Cashback Farming Credit Cards in November

Go nuts with cashback and cash this November, and subscribe to the Telegram channel to be notified of more amazing deals

I noticed that there are a lot of cashback card promos ending soon (some earlier than others) so I did a calculation on how much cashback one could get right now. The spoiler is already in the title, but here’s the breakdown:

New to bank customers

New to Citi: $300 via PayNow (make 1 transaction, no min spend) (update 20/11/2020: becoming $250 from 23/11/2020 onwards!)
New to StanChart: $200 via PayNow (min spend $80)
New to DBS: $200 (make 1 transaction, no min spend)
New to Amex: $160 (min spend $500)
New to HSBC: $150 (min spend $800)
New to Maybank: $100 (min spend $250/month for 2 months)

Some of them require minimum spendings, but even if you’re not going to do much Christmas shopping this year, the first three cards already give $700 in cash and cashback with very little spending required. Of course, you may also pick the Apple Watch SE and Sony headphones if you so desire.

Existing cardholders

Existing cardholders aren’t totally left out either. It’s expectedly nowhere near as much, but it’s just a few minutes out of your day while you “work” from home, and it’s a good meal paid for. Every sign up supports this site too, so thank you for that!

Existing Citi cardholders: $30 per card via PayNow (make 1 transaction, no min spend)
Existing StanChart cardholders: $30 per card via PayNow (min spend $80)
Existing HSBC cardholders: $30 (min spend $800)

Wouldn’t applying for multiple cards hurt my credit report?

I can speak from experience and say that having lots of credit cards adds a line “too many enquiries” in your report, but I don’t think it matters much. I have anywhere between 20 to 30 credit cards, a balance transfer, and a mortgage, and my credit report fluctuates between AA and BB.

Not that it matters; as far as I can tell I got the best mortgage rate (at that time) with a report of grade CC. I’m guessing that the credit report only matters when it goes really bad, and that’s more a result of not paying loans and card bills rather than having many credit cards.

Apply here and keep this site going

Apply at the links below, and note the terms and conditions for each may differ slightly. Important: do fill out the Singsaver form you receive in your email! (Applies for Citi, StanChart, and Amex)

Citi
PremierMiles

New cardholders
Receive a 2D1N stay in Deluxe Room with breakfast for 2 persons at Singapore Marriott Tang Plaza Hotel
Apply before 4th March 11.59PM

Existing cardholders
$30 via PayNow

Citi
Rewards

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Cash Back+ Mastercard®

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Cash Back

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Prestige

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

StanChart
Unlimited Cashback

New to bank*
$250 via PayNow or Apple Watch Series 3

*until 7th March, spend min. $200 within 30 days

Existing cardholders
$30 via PayNow

StanChart
Reward+

New to bank*
$250 via PayNow or Apple Watch Series 3

*until 7th March, spend min. $200 within 30 days

Existing cardholders
$30 via PayNow

DBS
Altitude

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
Altitude (Amex)

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
LiveFresh

  • 5% cashback on contactless/online

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
Woman’s World

  • 4 miles per dollar on online
  • Men can apply too

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

POSB Everyday

  • Up to 8% cashback on daily essentials

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

Amex
True Cashback

New customers
Enjoy S$160 cashback when you apply and make a min. spend of S$500 within your first month of card approval. Valid till 15th March 2021.
3% cashback for first $5,000 spend

HSBC
Advance

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

HSBC
Revolution

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

HSBC
Visa Platinum

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

Maybank
Family and Friends

New to bank
Receive S$100 cash credit when you apply and make a min. spend of S$250 for two consecutive months. Valid till 31 Mar 2021. 

Maybank
Horizon Visa

New to bank
Receive S$100 cash credit when you apply and make a min. spend of S$250 for two consecutive months. Valid till 31 Mar 2021. 

Maybank Platinum Visa

New to bank
Receive S$100 cash credit when you apply and make a min. spend of S$250 for two consecutive months. Valid till 31 Mar 2021. 

Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.

Subscribe to the channel, then join the group chat. You would often benefit from the tips exclusively shared in the group chat!

Notable promos at the moment:

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