Incredible Deal: Free Apple Watch SE ($419)!

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Update 20/11/2020: Promotion is earlier due to overwhelming demand. Last day on 22nd November!
I really like Apple and I really like credit cards, which is why I’m very happy to bring you an incredible offer: sign up for your first Citibank card, and get a free Apple Watch SE (40mm) worth $419 🤯
Alternatively, you may opt for $300 cash credited to you via PayNow.
Deal details:
- Apple Watch SE (worth S$419) or S$300 cash via PayNow for all new Citibank cardmembers (don’t have a Citibank card, or cancelled all Citi cards more than 12 months ago)
- Existing Citibank cardmembers receive S$30 cash via PayNow
- Must activate the new credit card and make a qualifying transaction within 60 days of card approval (no minimum spending!)
First year’s annual fee is waived (except for Citi Prestige Card), and there is no obligation to continue with the card if you don’t find it useful.
Existing cardholders get $30 via PayNow, and after your first card application, you are free to pick up subsequent ones for $30 per card!
Important: remember to fill in the form in your email with your application reference number.
Citi cards
Please click Apply under each card to see the most up to date promo.

Citi Cash Back
🔥 👍🏼
Choose to get Citi Promo:
- Up to 30,000 miles, 120,000 points and more
- Tap here to see Citi promos
⚠️ Fill in this Google form to track promo fulfilment
Until 31st March 2023
Or, choose Singsaver Promo:
Choose:
- Dyson V8 Absolute™ (worth S$609)
- Sony WH-1000XM5 (worth S$575)
- Flujo Ayla Ergonomic Office Chair (worth S$1,139)
- S$300 Cash via PayNow
⚠️ Fill in SingSaver form found in email
Until 2nd April 2023
Get 8% cashback on groceries and petrol, as well as 6% on dining! Read the review here

Citi Rewards
🔥 👍🏼
Choose to get Citi Promo:
- Up to 30,000 miles, 120,000 points and more
- Tap here to see Citi promos
⚠️ Fill in this Google form to track promo fulfilment
Until 31st March 2023
Or, choose Singsaver Promo:
Choose:
- Dyson V8 Absolute™ (worth S$609)
- Sony WH-1000XM5 (worth S$575)
- Flujo Ayla Ergonomic Office Chair (worth S$1,139)
- S$300 Cash via PayNow
⚠️ Fill in SingSaver form found in email
Until 2nd April 2023
Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here

Citi Prestige
Use code C04233289T
🔥 👍🏼
New or existing Citi Cardholders
Apply here with code C04233289T
(if you get an error message signing up as an existing cardholder, try again as a new Citi cardholder)
Get 120,000 ThankYou points (48,000 miles) with payment of annual fee of S$540 and making minimum spend of S$800 within first 2 months.
Until 31st March 2023
⚠️ For new to Citi customers: I encourage you to apply for one of the other Citi Cards first before getting Citi Prestige. This way you enjoy both promos.
Complimentary hotel nights, unlimited lounge access, and limousine service. Annual requirement of S$120,000 (fairly flexible and up to the bank’s discretion). Read the review here and an analysis if the promo is worth it

Citi SMRT
🔥 👍🏼
One of the only high-earn cashback cards with no monthly cap! Gives 5% cashback on online transactions. Read the review here.

Citi Cash Back+ Mastercard®
🔥
Choose to get Citi Promo:
- Up to 30,000 miles, 120,000 points and more
- Tap here to see Citi promos
⚠️ Fill in this Google form to track promo fulfilment
Until 31st March 2023
Or, choose Singsaver Promo:
Choose:
- Dyson V8 Absolute™ (worth S$609)
- Sony WH-1000XM5 (worth S$575)
- Flujo Ayla Ergonomic Office Chair (worth S$1,139)
- S$300 Cash via PayNow
⚠️ Fill in SingSaver form found in email
Until 2nd April 2023
Gives 1.6% cashback on all eligible transactions.

Citi PremierMiles
🔥 👍🏼
Choose to get Citi Promo:
- Up to 30,000 miles, 120,000 points and more
- Tap here to see Citi promos
⚠️ Fill in this Google form to track promo fulfilment
Until 31st March 2023
Or, choose Singsaver Promo:
Choose:
- Dyson V8 Absolute™ (worth S$609)
- Sony WH-1000XM5 (worth S$575)
- Flujo Ayla Ergonomic Office Chair (worth S$1,139)
- S$300 Cash via PayNow
⚠️ Fill in SingSaver form found in email
Until 2nd April 2023
Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
Personally, I would pick the Citi PremierMiles as it gives free Priority Pass membership which offers complimentary lounge visits. For 4 mpd, CitiRewards is an excellent choice for online transactions and certain retail purchases. Citi Cash Back+ Mastercard® is also a good pick for fuss-free unlimited cashback.
Apple Watch SE and LumiHealth
The Apple Watch SE was released barely over a month ago. I got my first ever Apple Watch in 2015 and have had one around my wrist ever since. Notifications are really convenient, and the device has made me a lot more conscious about my fitness levels since.
Also, it’s a nice tie-in with LumiHealth for you to earn up to $380 in HPB eVouchers! This promo couldn’t have come at a better time.
What’s the catch?
The rewards are amazing, so what’s the catch? A few simple requirements:
- Apply using the links here for your first ever Citi card (or you have cancelled all your Citi cards more than 12 months ago)
- Important: note down the application reference number and fill in the rewards form in your email
- Activate and make at least $200 in qualifying transactions within 30 days of approval
- Receive your reward within 4 months
The specified wait time is a little long, but given how attractive the rewards are, a little turnaround time isn’t too unreasonable. They require time to verify the sign-up source as well as the minimum spend. Do read through all terms and conditions.
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