Incredible Deal: Free Apple Watch SE ($419)!

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Update 20/11/2020: Promotion is earlier due to overwhelming demand. Last day on 22nd November!

I really like Apple and I really like credit cards, which is why I’m very happy to bring you an incredible offer: sign up for your first Citibank card, and get a free Apple Watch SE (40mm) worth $419 🤯

Alternatively, you may opt for $300 cash credited to you via PayNow.

Deal details:

  • Apple Watch SE (worth S$419) or S$300 cash via PayNow for all new Citibank cardmembers (don’t have a Citibank card, or cancelled all Citi cards more than 12 months ago)
  • Existing Citibank cardmembers receive S$30 cash via PayNow
  • Must activate the new credit card and make a qualifying transaction within 60 days of card approval (no minimum spending!)

First year’s annual fee is waived (except for Citi Prestige Card), and there is no obligation to continue with the card if you don’t find it useful.

Existing cardholders get $30 via PayNow, and after your first card application, you are free to pick up subsequent ones for $30 per card!

Important: remember to fill in the form in your email with your application reference number.

Citi cards


8 days 2 hours 30 minutes 58 seconds left to grab this offer!

Citi Cash Back

Please note there are different promos so select carefully:

🔥 👍🏼

Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024


SingSaver Promo:

Choose:

  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional – upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 2nd June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here

Citi SMRT

🔥 👍🏼

One of the only high-earn cashback cards with no monthly cap! Gives 5% cashback on online transactions. Read the review here.

Citi Prestige

If code is required C04233289T

🔥 👍🏼

New or existing Citi Cardholders

Apply here (if you get an error message signing up as an existing cardholder, try again as a new Citi cardholder)

Get bonus 125,000 ThankYou points worth 50,000 miles (even existing cardholders of other Citi cards are eligible!):

Welcome Gift (payment of annual fee)62,500 bonus points
(25,000 miles)
S$2,000 spend in local or foreign currency within qualifying period62,500 bonus points
(25,000 miles)
Total125,000 bonus points
(50,000 miles)

For quick reference only. See terms and conditions for full details.

  1. Fee-paying Citi PayAll transactions also count towards the local spend requirement.
  2. Qualifying period is 2 months after end of card approval month (e.g. card approved on 15th March 2024 → qualifying period until 31st May 2024).
  3. Existing cardholders of other Citi cards can also enjoy this promo.

Until 31st May 2024

⚠️ For new to Citi customers: I encourage you to apply for one of the other Citi Cards first before getting Citi Prestige. This way you enjoy both promos.

Complimentary hotel nights, unlimited lounge access, and limousine service. Annual requirement of S$120,000 (fairly flexible and up to the bank’s discretion). Read the review here and an analysis if the promo is worth it

Citi Rewards

Please note there are different promos so select carefully:

🔥 👍🏼

Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024


SingSaver Promo:

Choose:

  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional – upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 2nd June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here

Citi Cash Back+ Mastercard®

Please note there are different promos so select carefully:

🔥

Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024


SingSaver Promo:

Choose:

  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional – upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 2nd June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Gives 1.6% cashback on all eligible transactions.

Citi PremierMiles

Please note there are different promos so select carefully:

🔥 👍🏼

Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024


SingSaver’s Rewards Upgrade

Choose:

  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • 15,600 KrisFlyer miles
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional: upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 2nd June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!

Personally, I would pick the Citi PremierMiles as it gives free Priority Pass membership which offers complimentary lounge visits. For 4 mpd, CitiRewards is an excellent choice for online transactions and certain retail purchases. Citi Cash Back+ Mastercard® is also a good pick for fuss-free unlimited cashback.

Apple Watch SE and LumiHealth

The Apple Watch SE was released barely over a month ago. I got my first ever Apple Watch in 2015 and have had one around my wrist ever since. Notifications are really convenient, and the device has made me a lot more conscious about my fitness levels since.

Also, it’s a nice tie-in with LumiHealth for you to earn up to $380 in HPB eVouchers! This promo couldn’t have come at a better time.

What’s the catch?

The rewards are amazing, so what’s the catch? A few simple requirements:

  • Apply using the links here for your first ever Citi card (or you have cancelled all your Citi cards more than 12 months ago)
  • Important: note down the application reference number and fill in the rewards form in your email
  • Activate and make at least $200 in qualifying transactions within 30 days of approval
  • Receive your reward within 4 months

The specified wait time is a little long, but given how attractive the rewards are, a little turnaround time isn’t too unreasonable. They require time to verify the sign-up source as well as the minimum spend. Do read through all terms and conditions.

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