Credit Cards I Use in 2025 After the Nerfs!
There have been various nerfs to credit cards in recent times so here are the cards I’ve been using since those nerfs:

POEMS
Trusted broker for Singapore, US, Hong Kong stocks and beyond
🎁 Sign-up Reward
💵 Fund S$3,000 and complete 3 buy trades and choose to get S$50 of NVDA or S$50 AMZN shares; OR 💰 Fund S$10,000 and complete 5 buy trades and choose to get S$150 of NVDA + PLTR shares or S$150 MSFT + AMZN shares!
📈 New User Features
Also enjoy 0% sales charge on unit trusts, 0 US commission for 30 days and free live pricing & SGX market depth to get more insight to the markets
For reference only; refer to exact details in terms and conditions
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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