Citi’s February Deal: S$350 Cash, Hot Gadgets, or Miles/Points

For the month of February, applying for Citi cards gives you a choice of three popular and pricey gifts:

• Dyson V8 Absolute™ (retail S$499)
• ErgoTune Supreme (retail S$599)
• Sony WH 1000XM5 (retail S$575)

You need to be a new-to-Citi cardholder (or cancelled your last card more than 12 months ago), and meet the minimum spending requirement. There’s an easy way to meet the spend requirement, so read on to find out.

These gifts are all critically acclaimed as far as I can tell from googling reviews, but if you don’t want any of them, there’s also another highly rated gift option: S$350 in cold hard cash. Actually it’s digitally transferred to your account via PayNow, but you can always withdraw it from your account if you want it cold and hard.

Also, these gifts are fulfilled by SingSaver, and per the terms and conditions can take several months to be fulfilled. This is because they need to verify with the bank that the spending requirement has been met, and this process typically takes a while.

Alternate promo

Alternatively, you can also opt for Citibank’s gifts if they appeal to you more. You get a slightly different selection of cards, and get to choose miles and points rather than just cash or gadgets. A summary of the different promos is found in the table below:

Card	Citi Promo	Features
Citi PremierMiles	Up to 30,000 bonus Citi miles	⭐️ Fuss-free 1.2 miles per dollar + 2 free lounge visits
Citi M1	S$300 cashback	3% on M1 bills 5% on entertainment
Citi Rewards Card	40,000 bonus ThankYou Points (16,000 miles)	⭐️ 4 miles per dollar online
Citi Cash Back	S$300 cashback	⭐️ 8% on petrol 6% on dining and groceries
Citi Cash Back+	10% cashback	1.6% cashback on most things
Citi SMRT Card	S$300 cash back	⭐️ 5% cashback on online spend (good for huge expenses)
Citi Prestige Card	125,000 Citi ThankYou Points  (50,000 miles) (also applicable for existing Citi Cardholders!)	⭐️ Great travel perks and benefits

A good way to maximise the current promos would be to sign up for a Citi Card first to enjoy the new-to-Citi bonus, then sign up for Citi Prestige as your second card since that promo works for existing cardholders too.

Citi PayAll works!

This is a very beneficial thing so do take note: you can satisfy the spending requirement using Citi PayAll! The great thing about this is that you now get to pay bills to satisfy the minimum spend rather than worry about what retail transaction to make.

From insurance premiums to income tax, there is a variety of things you can pay. Citi PayAll does not require invoices, and you can also specify an individual or company’s account number to transfer money to. Once you have received your card, you can use the Citi mobile app to easily arrange for a payment within the Citi PayAll tab.

There is a service fee of 2% to be paid, but you also get card rewards on such spend. It’s definitely worth paying for if you want a fuss-free way to clock the spending requirement. A S$500 spend costs just S$10 of service fees and you get your sign-up bonus effortlessly, with points/cashback on that S$500 spend.

Alternatively, you can always go the tried-and-tested method of buying supermarket vouchers, and that should work great for the Citi Cash Back card which gives 8% cashback on grocery spend.

Apply with the links below

Use the correct link while applying with your desired promo, and remember to save a copy of the terms and conditions for your own future reference.

Every sign up goes towards keeping this site running, so thank you for the support!

Citi cards

Promos are for new cardholders only, except for Citi Prestige promo which also works for existing cardholders.

Please click Apply under each card to see the most up to date promo.

Other bank offers

Last updated: 1st July 2026
💳 Sign-up gifts for existing bank customers

★	Cards	Rewards	Last Date	Remarks	Reward Provider
🔥	Citi Cards	Up to S$420 cash, 25,000 Max Miles or hot gadgets!	2nd August 2026		Citi or SingSaver
🔥💳	Citi Prestige	Up to 65,000 miles, even for existing Citi cardholders	30th November 2026	Works even for existing Citi cardholders. Great deal offsets annual fees; useful features.	Citi
🔥	Maybank Cards	Suitcase	Ongoing		Maybank
🔥	CIMB Cards	S$50 cash + S$1,150 suitcase	30th July 2026		CIMB + SingSaver
🔥	DBS Cards	First 350 applicants: get iPad A16 11-inch	15th July 2026
🔥 💳	StanChart	Simply Cash: S$350 cash or gadgets Journey: 30,000 miles + 12,000 Max Miles or other gift SC Visa Infinite: works for existing cardholders	2nd August 2026		StanChart
🔥💳	HSBC Cards	S$400 cash, 25,000 Max Miles, or other gadgets	2nd August 2026		SingSaver + HSBC
🔥	OCBC Cards	S$400 cash, 25,000 Max Miles, or other gadgets	2nd August 2026		SingSaver + OCBC
	UOB Cards	Stay subscribed for updates	N/A		UOB + SingSaver
	Amex Cards	Stay subscribed for updates	N/A		Amex
🔥	Maribank Credit Card	Bonus birthday reward: S$20 Plus usual: get 2.88% p.a. + S$30 cashback and S$50 Shopee vouchers + S$15 bonus	31st July 2026	Get best-in-class forex rates and 1.5% cashback!	Maribank
	Kris+	$5 Multiple promos happening in-app	Ongoing	Wallet app with great promos and extra rewards No income requirement	Direct
🔥	Trust	Use JP8171J5 for S$10 FairPrice vouchers	Ongoing	Credit card great for travel with 0 fx fee and 1% cashback!	Direct
	Big Pay	S$5 cashback	Ongoing	Wallet app; no income requirement	Direct
	iChange	S$5	Ongoing	Multi-currency wallet app No income requirement	Direct
	YouTrip	S$5	Ongoing	Multi-currency wallet app No income requirement	Direct
	Instarem Amaze	325 points (S$3.25)	Ongoing	Multi-currency wallet app No income requirement	Direct

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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