3 Fantastic Promos: Get Up to 2.50% p.a. Easier With DBS Multiplier Plus Up to S$680 Cash Rewards!
Want more interest on your savings but not more requirements? That’s exactly what you can get with the latest promo for DBS Multiplier! Sign up, maintain S$100,000 daily balance with the account and you can get up to 2.50% p.a. by completing just 2 requirements. All you have to do is just credit your salary via GIRO and make credit card or PayLah! spend, something that many working adults shouldn’t have a problem with. The promotion period to enjoy this upsized rate is until 31st December 2025.
There’s also more – new to DBS/POSB Credit Cardmembers can enjoy up to S$380 cash rewards when they sign up for the excellent DBS yuu Card with promo code DBSYUU!
Already have a DBS yuu Card? If your card was approved before 1 October 2025, you can also enjoy S$10 in yuu Points every month by fulfilling the Multiplier promotion criteria and making at least one transaction on your DBS yuu Card each week during the promotion period.
Haven’t been crediting your salary to your DBS/POSB bank account for a while? Start doing so and get a cool S$300 cash reward! This is open even to existing DBS/POSB accountholders.
That’s a total of 3 fantastic promos and you can get all 3 rewards if you qualify for each of them!
This article is brought to you by DBS. All views expressed in the article are the independent opinions of Sethisfy.com and should not be considered as financial advice. Read Sethisfy.com’s editorial policy.
1. Up to 2.5% p.a. on S$100,000 with just salary crediting and any one category
For new DBS Multiplier customers who sign up and maintain a balance of S$100,000, just crediting salary via GIRO and any one of the following activities can unlock higher interest rates:
- Credit Card / PayLah! Retail Spend
- Home Loan Instalment
- Insurance
- Investments
| Total Eligible Transactions Per Month | Usual (Income + 1 Category) | Upsized (Income + 1 Category) |
|---|---|---|
| ≥ $500 to < S$15,000 | 1.80% p.a. | 2.10% p.a. |
| ≥ S$15,000 to < S$30,000 | 1.90% p.a. | 2.10% p.a. |
| ≥ S$30,000 | 2.20% p.a. | 2.50% p.a. |
| Limit | For first S$50,000 | For S$100,000 balance |
For instance, just crediting salary via GIRO to your new Multiplier account and spending on your credit card gets you 2.10% p.a., provided both your salary amount and card spend total up to at least S$500 within the month, which is something easy for working adults to do.
You can sign up for the account here.
Interest will be paid according to this timeline:
| Timing | Interest Rate (p.a.) |
|---|---|
| Last calendar day | 0.05% base interest on Multiplier Account’s SGD balance |
| 7th working day of next month | 1.75% bonus interest on the first S$50,000 |
| By end of following month | 0.30% bonus interest on the first S$50,000 and 2.05% bonus interest on the next S$50,000 |
If you can complete more categories, you can of course aim to achieve DBS Multiplier’s usual interest tiers which can go up to 4.1% p.a.
| Income + 1 category | Income + 2 categories | Income + ≥3 categories | |
|---|---|---|---|
| Total eligible transactions per month | First S$50,000 balance | First S$100,000 balance | First S$100,000 balance |
| ≥ S$500 to < S$15,000 | 1.80% p.a. | 2.10% p.a. | 2.40% p.a. |
| ≥ S$15,000 to < S$30,000 | 1.90% p.a. | 2.20% p.a. | 2.50% p.a. |
| ≥ S$30,000 | 2.20% p.a. | 3.00% p.a. | 4.10% p.a |
2. Get up to S$380 cash rewards with the DBS yuu Card
For those who don’t have any DBS/POSB Credit Card or have cancelled their last one for more than 12 months, sign up for the excellent DBS yuu Card and you can get S$380 cash rewards! This is made up of S$300 cashback and S$80 Esso Fuel Discount Vouchers.
Make sure to use the promo code DBSYUU. Simply spend at least S$800 within 60 days and have a valid PayLah! account by the qualifying spend period for the S$300 cashback.
With earn rates far higher than the competition, DBS yuu Card has been a top tier card for years now, regardless whether you like rebates or miles. Having a sign-up reward makes it an even more compelling thing to apply for:
DBS yuu Card
DBS yuu Card is an excellent card that gives up to 18% cash rebates or 10 miles per dollar (in conjunction with the yuu app)
🎁 New Cardholders
Apply as a new cardholder by 31st August 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
⚠️ Important Steps
- Make sure to apply with the promo code and fill up the SingSaver Rewards Redemption Form. No form means no reward, so do not miss this step.
- Maintain valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward.
- Make a minimum spend of S$500 within 30 days of card approval.
Terms and Conditions: [1]
For reference only; refer to exact details in terms and conditions
3. Get S$300 cash reward with salary crediting
Whether you are a new DBS accountholder or an existing one who has not credited salary with the bank from 1st January to 30th June 2025, you can get a cool S$300 cash reward just by doing the following:
- Step 1: credit your salary via GIRO (of at least S$1,600 per month) to your DBS/POSB account for 3 consecutive months
- Step 2: wait for your S$300 cash reward!
It’s that easy and a very generous reward for accomplishing something so simple. This is applicable only for those who have no salary crediting arrangement with DBS or POSB from 1st January to 30th June 2025.
Even better, if you’re a National Serviceman (NSF), you just need to credit your monthly allowance each month to qualify and the requirement is just a minimum of S$500! Given that National Service (NS) allowance start from S$715 for recruits this year, the minimum shouldn’t be an issue at all. Cue the “back in my time” remarks (but yeah in my time I got quite a bit less than S$500 most of my 2 years 🥲)!
Make sure to register here.
In summary
To summarise, here are the goodies you can expect to get from these promos:
| Profile | Task | Reward | Link |
|---|---|---|---|
| New DBS/POSB accountholder | Sign up for DBS Multiplier, maintain S$100,000 and complete salary crediting via GIRO + one other category | Enjoy upsized 2.1% or 2.5% p.a. interest on S$100,000 balance by completing salary crediting + one category | Apply for DBS Multiplier here Terms and conditions |
| New DBS/POSB Credit Cardmember | Sign up for the DBS yuu Card | S$300 cashback + S$80 Esso Fuel Discount Vouchers Up to 18% cash rebates or 10 miles per dollar on daily spend with DBS yuu Card | Apply for DBS yuu Card here Terms and conditions |
| Existing DBS/POSB Credit Cardmember | Sign up for the DBS yuu Card | S$80 Esso Fuel Discount Vouchers Up to 18% cash rebates or 10 miles per dollar on daily spend with DBS yuu Card | Apply for DBS yuu Card here Terms and conditions |
| New or existing DBS/POSB accountholder who have not credited salary with the bank from 1st January to 30th June 2025 | Credit salary of at least S$1,600 per month (or S$500 NS allowance for NSF) for 3 months | S$300 cash rewards | Register here Terms and conditions |
These are great promos on their own, and a really fantastic deal if you can complete 2 or even all of them. Terms and conditions apply.
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T&Cs apply. SGD Deposits are insured up to S$100K by SDIC. This is a sponsored post. The views and opinions expressed in this post are my own and do not reflect the position or views of DBS Bank Ltd. DBS Bank Ltd does not act as adviser and does not assume liability for the information and opinions provided in this discussion. Any view, opinion or recommendation expressed in this post does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You should seek advice from a financial adviser regarding the suitability of any investment product, taking into account your specific investment objectives, financial situation or particular needs.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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