New Deals: S$388 For DBS/POSB Cards and S$300 or Gadgets For OCBC

Two banks have recently refreshed offers – get an all-time high cashback reward of S$388 for eligible DBS/POSB credit cards and/or S$300 cash for OCBC credit cards! With OCBC, you can opt for pricey gadgets instead so take a pick of what catches your fancy.

S$388 cashback for DBS LiveFresh or POSB Everyday

DBS LiveFresh was my go-to card for a bit until UOB EVOL took over, but this generous sign-up offer tilts the playing field severely. As far as DBS promos go, S$388 is the highest I can remember over the past few years and there’s no better time to get your first DBS/POSB card if you are a new cardholder (or cancelled your last one more than 12 months ago).

💳 A new DBS/POSB cardholder refers to those who do not currently have a principal credit card with DBS or POSB, and have not cancelled any in the past 12 months. Refer to the terms and conditions for exact requirements.

POSB Everyday is another card you can consider, and either promo requires you to enter the appropriate promo code SC388. After getting your first DBS/POSB card, check out other DBS cards which offer even existing cardholders rewards for signing up.

DBS LiveFresh

Promo code: SC388
(you may have to turn off content blockers on your browser)

🔥 👍🏼

New Cardholders

  1. Apply and use promo code SC388 by 30th June 2024
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$388 cashback!

Terms and conditions

Get 6% cashback on shopping and transport spend with minimum S$800 spend each month.

POSB Everyday

Promo code: SC388
(you may have to turn off content blockers on your browser)

🔥

New to bank

  1. Apply and use promo code SC388 by 30th June 2024
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$388 cashback!

Terms and conditions

Get up to 5% cashback on groceries, 5% on selected online retailers, 3% on utilities and more. No minimum spend required for these earn rates.

S$300 cash or gadgets to pick from for OCBC cards

On the OCBC side of things, S$300 cash is currently being offered across 4 eligible credit cards. For a months now, only OCBC 365 got the higher cash rewards, so now is a good time to pick up one of the other cards if OCBC 365 isn’t your kind of thing.

There are also multiple gift options to consider. OCBC 365 still has flashier gadgets like iPads, Dyson Supersonic or Nintendo Switch, while the other eligible OCBC cards offer a travel bundle and ergonomic office chair.

💳 A new OCBC cardholder refers to those who do not currently have a principal OCBC credit card, and have not cancelled any in the past 12 months. Refer to the terms and conditions for specific terms.

OCBC 365

🔥 👍🏼

New OCBC Cardholders

Choose:

  • Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570.80)
  • Apple AirPods (Generation 3) with Magsafe Charging Case (worth S$274)
  • S$250 Cash via PayNow

Charge at least S$500 within 30 days from card approval

⚠️ Fill up SingSaver rewards form in email to choose your gift. No form completed = no reward given

Last date to apply: 15th February 2024

Plus: enjoy 3x chance to win your share of up to S$200,000 in prizes in 101 Milestone Giveaway

Terms and conditions:

  1. Tap here (save a copy for your own reference)
Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get between 3 to 6% cashback on groceries, petrol, dining etc.

OCBC
Infinity

🔥 👍🏼

New OCBC Cardholders

Choose:

  • Get an Apple Bundle [Apple AirPods (Generation 3) with Magsafe Charging Case + MagSafe Charger] (worth S$330.50)
  • Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570)
  • Hinomi H1 Classic Plus Ergonomic Office Chair with Headrest (worth S$459)
  • S$300 cash via PayNow

Charge at least S$500 within 30 days from card approval

⚠️ Fill up SingSaver rewards form in email to choose your gift. No form completed = no reward given

Last date to apply: 31st January 2024

Terms and conditions:

  1. Tap here (save a copy for your own reference)

Get 1.6% cashback on most transactions. First 2,000 new-to-OCBC cardholders get extra 0.2% cashback

What to spend on?

You need to meet the minimum spend to qualify for rewards, and note that there are transactions which are excluded. Read the terms and conditions carefully when signing.

Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier.

Do check out this article on what you can spend on to meet the minimum spend:

Credit card rewards are substantial

If you’re new to the site, credit card rewards can add up substantially both in sign-up and spend rewards. Stay subscribed for more great deals and personal finance content coming in 2024, and check out other posts while you’re here.

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