New Deal: HSBC Credit Card Sign-up Offer
New year new deals – here is HSBC’s new sign-up offer for the first month of the year!
Promo details
Offering a choice of S$250 cash or 3 gadget options, HSBC’s deal for January 2024 requires just S$500 of eligible spending. Applicants would have until the end of the next month from card approval to clock their spending too. That means you have until 29th February 2024 to make your purchases if your card is approved within January.
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
Cards to pick
HSBC Revolution is my favourite card of the bunch with its versatile earn rate of either 4 miles per dollar or 2.5% cashback. Don’t forget also that HSBC EGA bank account can give you additional 1% cashback on your HSBC credit card spend.
Pure cashback users may want to consider the HSBC Advance instead. You get 1.5% cashback for spending S$2,000 or lower within the month, and 2.5% cashback if you spend more than that. The additional cashback also applies here, making this a relatively simple 3.5% cashback card for larger purchases.
Remember, TravelOne does not affect your eligibility for this promo! See the section at the end of this article for more details.
Sign up for HSBC EGA first
Talking about HSBC EGA account, if you are intending to get both the account and a HSBC credit card, it is recommended you sign up for the account first (disable content blockers).
Having a credit card with HSBC would mean that you cannot sign up for their account online. You will have to do it at a branch if you get the credit card first. This is a thing, for some reason, so take note if you do want to get HSBC EGA.
HSBC TravelOne
Get 4 complimentary lounge visits via DragonPass. Earn 1.2 miles per dollar on SGD transactions and 2.4 miles per dollar for foreign currency transactions. Full review
✈️ New and Existing Cardholders
Apply by 30th September 2026, pay annual fee of S$196.20, and spend at least S$1,000:
| Reward | |
|---|---|
| New Cardholders | 20,000 miles + Samsonite suitcase |
| Existing Cardholders | 10,000 miles + Samsonite suitcase |
⚠️ Important
- Provide HSBC consent to receive marketing/promotional materials during application
- Make min. spend of S$1,000 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in March will have until 30th April to complete spend requirement)
- Annual fee of S$196.20 must be paid
- Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
For reference only; refer to exact details in terms and conditions
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
HSBC Premier
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
✈️ New and existing cardholders
Get up to 72,000 miles¹ (180,000 Reward points) and no annual fee when you apply as a Premier qualified customer (≥S$200,000 Total Relationship Balance)
Not a Premier qualified customer? You can still get up to 48,000 miles¹ (120,000 Reward points) when you pay the annual fee of S$708.50 (inclusive of GST)
💰 New Premier Customers
Share half of the referral reward² if you use my link and fill up the Google Form
⚠️ Important Notes
For reference only; refer to exact details in terms and conditions
HSBC Advance
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
TravelOne does not count as an “existing card”
If you have a HSBC TravelOne or HSBC Visa Infinite, you can still count as a new cardholder if you do not own any other HSBC credit cards or cancelled any in the past 12 months. To make things simple, think of these two cards as from “another bank”.
Like how having or cancelling a DBS card doesn’t affect your ability to get rewards from StanChart’s sign-up offers, having Bank B’s cards does not affect your sign-up rewards with Bank A, and you can even sign up for cards from both Bank A and B to enjoy both banks’ rewards.
| “Bank A” | “Bank B” |
| HSBC Advance HSBC Revolution HSBC Visa Platinum Other HSBC credit cards | HSBC Visa Infinite HSBC TravelOne |
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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