Nerfed: KrisFlyer UOB Reduces Earn Rate, Increases Minimum Spend From 1st June 2025
In a text message sent to cardholders, UOB has informed KrisFlyer UOB cardholders that “there will be updates to existing card benefits” (emphasis mine).
Updates and revisions are almost never good news, and this time it is indeed bad news — KrisFlyer UOB card will reduce its higher earn rate of 3 miles per dollar to 2.4 while simultaneously increasing the minimum spend on Singapore Airlines Group transactions required in a year from S$800 to S$1,000.
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Earn rate on dining, online shopping etc. drops to 2.4 miles per dollar
If the minimum spend within a membership year is met, KrisFlyer UOB currently offers 3 miles per dollar on dining, food delivery, online shopping, online travel, and transport. 1.2 miles per dollar is first awarded at the end of the month, with a bonus 1.8 miles per dollar given after the end of the membership year.
This will change for transactions posted from 1st June 2025 onwards. The base earn rate of 1.2 miles per dollar remains the same, but the bonus earn rate will fall to 1.2 miles per dollar. As such, the new earn rate for the bonus categories will be 2.4 miles per dollar.
With quite a few cards offering 4 miles per dollar on categories like dining or online shopping, 3 miles per dollar may not seem impressive, but KrisFlyer UOB has the unique proposition of not having any cap for this earn rate. Many 4 miles per dollar cards cap their earn rates at anywhere between S$1,000 to S$2,000 per month while KrisFlyer UOB can offer its 3 (soon to be 2.4) miles per dollar earn rate on much larger transactions.
Minimum spend increased to S$1,000
The bonus earn rate can only be unlocked if the cardholder spends S$800 within the membership year on Singapore Airline Group transactions, namely Singapore Airlines, Scoot, and KrisShop.
This amount will increase to S$1,000 for cardholders whose membership year ends November 2025 onwards.
To figure out when your membership year ends, look at the expiry date on your card. Your membership year will end on the month before the month stated on the expiry date. E.g. if your expiry date is 11/27, October is when your membership month ends.
Already hit your minimum spend for the year? Check again
If you have recently signed up in the past few months, your membership year will certainly end after November 2025. Affected cardholders who have already spent S$800 on Singapore Airlines, Scoot, and/or KrisShop transactions will need to spend another S$200 to get their bonus miles at the end of their membership year.
Normally, nerfs should not shift the goalposts in the interest of fairness, but this does exactly that. It’s definitely quite unfair especially to those who have already clocked their required spend for the year.
3 miles per dollar on Singapore Airlines Group transactions unchanged, Pelago added
The card’s 3 miles per dollar earn rate for Singapore Airlines, Scoot, KrisShop and Kris+ transactions will continue and the entire 3 miles per dollar will be credited at the end of each month without minimum spend required. Transactions on Pelago will also earn 3 miles per dollar from 1st June 2025 onwards, though like Kris+, these will not count towards the S$1,000 minimum spend.
| Transactions | 3 Miles Per Dollar | Count Towards S$1,000 Min Spend |
| Singapore Airlines Scoot KrisShop | Yes | Yes |
| Kris+ Pelago | Yes | No |
New earn rates summarised
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Cards that offer decent rewards on large amounts of spending are rare enough, and this nerf will make one of the few options significantly less attractive.
Nonetheless, if you’re someone who wants to earn more from credit cards, savings accounts and other financial deals, stay subscribed to the Telegram so you can be notified of news and deals. Leave notifications turned on so that you don’t miss time-sensitive updates!
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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