MariBank Savings Promo: 3.5% p.a. on up to S$50,000 Balance For 3 Months
MariBank has yet another savings promo offering 3.5% p.a. on up to S$50,000 balance. The promotional rate is valid for 3 months from January to March 2025 if you meet the requirements.
To qualify for this promo, you need to hold an existing Mari Savings Account as of 15th December, have enabled the option to receive marketing and promotional communications (including push notifications) from MariBank on your MariBank App; and have received a Promotion Invitation from MariBank.
You will also need to maintain a day-end balance of at least S$5,000 by 31st December 2024 and increase your daily average balance during the months of January, February and March 2025 to earn bonus interest.
Sign Up
If you don’t already have a Mari Savings Account, you might want to sign up for the next time digital bank rolls out another promo:
Mari Savings Account / Credit Card
Use code 5HCT18VM
Account: 0.88% p.a.
Card: get unlimited 1.5 Shopee Coins on eligible Shopee spend, 1.5% cashback on eligible card spend and 1.5% cashback on overseas card spend with no fx fee. Read the review
🎁 Bonus Rewards
Sign up with code 5HCT18VM in August 2026
- If you sign up for Mari Savings Account as first product: get bonus S$8 and qualify as new user for Account
- If you sign up for Mari Credit Card as first product: get bonus S$15 (Savings Account will be opened as well, and you will qualify as new user for both Account and Card)
💰 Mari Savings Account
Sign up with code 5HCT18VM and get up to 2.88% p.a. on the first S$100,000.
| Interest Rate | |
|---|---|
| Base Rate | 0.88% p.a. |
| Bonus Rate | +1.60% p.a. on first S$100,000 for 30 days |
| ShopeeVIP | +0.40% p.a. on first S$100,000 |
| 2.88% p.a. |
💳 Mari Credit Card
Sign up for Mari Credit Card Bundle with promo code 5HCT18VM and spend S$300 within the first 30 days and get³:
- S$30
- S$70 Shopee voucher pack
⚠️ Terms and conditions
- Limited to the first 10,000 customers who successfully open a Mari Savings Account during the Promotional Rate Period, and successfully make Fixed Deposit placement(s) within 30 days from the date of successful account opening. Terms and Conditions
- Terms and Conditions For Bonus Units
- Terms and Conditions For Credit Card Promos
For reference only; refer to exact details in terms and conditions
Promo Details
Mari Savings Account users need to complete two tasks to get 3.5% p.a. interest on their accounts:
- Maintain a minimum end of day deposit balance of S$5,000 in their Mari Savings Account by 31st December 2024
- Ensure that their daily average balance in January to March 2025 is S$500 higher than the previous month
Here is one of the scenarios MariBank offers as an example:
| End of day on 31 December 2024 | 1 January 2025 to 31 January 2025 | 1 February 2025 to 28 February 2025 | 1 March 2025 to 31 March 2025 | |
| Mari Savings Account | Total Deposit Balance of S$6,000 | Maintains S$6,500 in Daily Average Balance | Maintains S$6,000 of Daily Average Balance | Maintains S$6,500 in Daily Average Balance |
| Month’s Daily Average Balance Compared Against | N/A | December Daily Average Balance of $6,000 | January Daily Average Balance of $6,500 | February Daily Average Balance of $6,000 |
| Eligible for Bonus Interest on the first $50k | N/A | ✅ Yes | ❌ No | ✅ Yes |
Bonus interest capped at S$50,000 balance, credited in the next month from accrual
This promo applies only to the first S$50,000 balance and the 3.5% p.a. interest rate is made up of 2.5% p.a. base interest from Mari Savings Account and 1% p.a. bonus interest from this promo.
The bonus interest of 1% p.a. is credited in the following month after the month it is earned. For instance, bonus interest earned in January 2025 will be credited in February 2025.
Targeted customers only, capped at 10,000
This flash promo is only applicable to targeted customers and you can check whether you are eligible for this promo under notifications within your MariBank app. There is also an overall cap of 10,000 customers eligible for this promo.
Note that this article is based on my understanding of the terms and conditions and you should refer to MariBank’s document for full details.
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3.5% p.a. is pretty decent and the promo mechanic is relatively straightforward so it is an option worth considering for those who needs someone very short term to store their funds. As a digital bank, deposits placed with MariBank is also insured by SDIC.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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