MariBank Savings Promo: 3.5% p.a. on S$1,000 or S$20,000 Top Up
MariBank is having a 3-day flash deal where deposit customers can get cash rewards for topping up their Mari Savings Account. Together with the base interest, those who top up and fulfil the conditions get expect to get 3.5% p.a. returns from the promo.
The funding period is between 25th to 27th November 2024 and funds should be held until 28th February 2024.
Mari Savings Account / Credit Card
Use code 5HCT18VM
Account: 0.88% p.a.
Card: get unlimited 1.5 Shopee Coins on eligible Shopee spend, 1.5% cashback on eligible card spend and 1.5% cashback on overseas card spend with no fx fee. Read the review
🎁 Bonus Rewards
Sign up with code 5HCT18VM in August 2026
- If you sign up for Mari Savings Account as first product: get bonus S$8 and qualify as new user for Account
- If you sign up for Mari Credit Card as first product: get bonus S$15 (Savings Account will be opened as well, and you will qualify as new user for both Account and Card)
💰 Mari Savings Account
Sign up with code 5HCT18VM and get up to 2.88% p.a. on the first S$100,000.
| Interest Rate | |
|---|---|
| Base Rate | 0.88% p.a. |
| Bonus Rate | +1.60% p.a. on first S$100,000 for 30 days |
| ShopeeVIP | +0.40% p.a. on first S$100,000 |
| 2.88% p.a. |
💳 Mari Credit Card
Sign up for Mari Credit Card Bundle with promo code 5HCT18VM and spend S$300 within the first 30 days and get³:
- S$30
- S$70 Shopee voucher pack
⚠️ Terms and conditions
- Limited to the first 10,000 customers who successfully open a Mari Savings Account during the Promotional Rate Period, and successfully make Fixed Deposit placement(s) within 30 days from the date of successful account opening. Terms and Conditions
- Terms and Conditions For Bonus Units
- Terms and Conditions For Credit Card Promos
For reference only; refer to exact details in terms and conditions
Promo Details
The promo is made of two tiers of either S$1,000 or S$20,000. Each accountholder will only be eligible for one tier. To participate, deposit increment fresh funds on top of the end-of-day deposit balance as of 24th November 2024 during the funding period of 25th to 27th November 2024 (inclusive).
| Incremental Fresh Funds | Base Interest* | Cash Reward | Estimated Interest Rate* |
| S$1,000 to <S$20,000 | S$6.54 | S$3 | 3.5% p.a. |
| S$20,000 and above | S$131 | S$48 | 3.5% p.a. |
You must hold the funds until 28th February 2025 and the cash reward will be credited by 28th March 2025. The cash reward and Mari Savings Account’s base interest (2.7% p.a. until 31st December 2024 and 2.5% p.a. from 1st January 2025 onwards) amount to 3.5% p.a. for S$1,000 or S$20,000 of fresh funds.
Note that the cash rewards are fixed regardless of how much above S$1,000 or S$20,000 you place, so the most optimal amount of fresh funds to deposit would be exactly S$1,000 or S$20,000. Depositing S$18,000, for example, only gets you S$3, meaning that your overall effective interest will not be 3.5% p.a.
Please refer to the terms and conditions here for full details.
Targeted customers only, capped at 10,000
This flash promo is only applicable to targeted customers and you can check whether you are eligible for this promo under notifications within your MariBank app. The app will also tell you your day-end deposit as of 24th November 2024.
While the promo is limited to 10,000 customers, I personally don’t think they’d be able to hit this number in just 3 days.
Timeline of Interest/Rewards
According to information I can gather from Mari’s app and terms and conditions, this is the timeline you can expect:
| Date | Info |
| 27th November 2024 | Last day to fund Mari Savings Account |
| By 4th December 2024 | Eligible customers notified of successful funding |
| 28th February 2025 | Last day of holding period |
| 28th March 2025 | Cash reward will be credited by this date |
SDIC Insurance
As a licensed digital bank, funds are insured by SDIC up to S$100,000 per bank per customer.
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While 3.5% p.a. is relatively unexciting, it is perhaps decent given the current interest rate environment. It’s also for 3 months in a rather fuss-free manner
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Think this is incorrect: ‘Note that the cash rewards are fixed regardless of how much above S$1,000 or S$20,000 you place, so the most optimal amount of fresh funds to deposit would be exactly S$1,000 orh fund S$20,000. Depositing S$18,000, for example, only gets you S$3, meaning that your overall effective interest will not be 3.5% p.a.’
Checked with live chat, it is S$3 per 1000 fresh fund. optimal should be S$19000 fresh fund