Last Call For S$461 With HSBC Cards, Plus Get Up to S$491 With Citi Cards
National Day is over but there is still time to get promos upsized with S$61 bonus cash. This means you can get as much as S$461 with HSBC cards, and S$491 with Citi cards for new cardholders, with a choice of other sign-up gifts.
Until 16th August: last call for HSBC cards
Deal has ended, but you can still get S$420 cash when you sign up below until 24th August 2026. Stay subscribed for time-sensitive updates!
HSBC is offering an upsized S$461 cash gift option for all who qualify as a new HSBC cardholder. HSBC Revolution is perhaps the best miles card we have right now, though if you want to check out other HSBC cards you can do so here.
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
Sign up latest by 16th August because applicants who do so after this date will only be able to pick a reduced cash gift amount.
Until 20th August: fastest applicants get bonus $61 + gift of choice for Citi Cards
Until 20th August, the fastest applicants who sign up at 1PM or 6PM each day will get bonus S$61 on top of the gift option they pick.
Citi SMRT is a great choice here. Not only does it offer the highest cash option of S$430 among Citi cards, it also gives 5% cashback on online purchases (and other categories) with no monthly cap.
💳 A new Citi cardholder refers to those who do not currently have a principal Citi credit card, and have not cancelled any in the past 12 months. Please read terms and conditions while applying.
You can see other Citi cards here.
Compare cards here
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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