Hot Deals: Get up to 93,000 Miles (and/or S$979 Cash) With Just 3 Cards!
Want to make your next trip more comfortable in business class? Do that with as much as 93,000 miles… or up to S$979 in cash – your choice! You can, of course, opt for a combination of miles and cash and all you need to do is to sign up for just 3 cards with the links below.
Get more details by reading the rest of this article or check out my TikTok or Instagram Reel… done in the comfort of a business class seat, of course.
1st Card: Citi PremierMiles for 16,111 miles or S$400 cash!
First up, we have Citi PremierMiles which has a generous sign-up offer of either 18,000 Max miles or S$320 in cash!
Update 2/12/2024: S$400 cash offer for Citi Premier Miles is over but you can still get S$400 cashback with Citi M1 card
Regardless of which you choose, you need to be a new Citi cardholder (or cancelled your last one more than 12 months ago). Plus, the annual fee is waived for the first year and it’s very easy to waive annual fees for Citibank credit cards in subsequent years.
You also need to meet a minimum spend of S$500 within 30 days from card approval. SingSaver promises that the cash gift would be awarded as soon as 4 weeks after you complete all the requirements!
Citi PremierMiles gives you 2 free lounge visits a year, so it’s a very useful addition to your card library whether you are a miles or cashback person.
Citi PremierMiles
Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
2nd Card: Pick between 20,000 miles or gift/S$199 with HSBC cards
Next, sign up for the HSBC TravelOne card and meet its requirements for 20,000 miles, or get the HSBC Live+ for a gift of your choice or S$199 cash! The first-year annual fee for HSBC TravelOne must be paid, while the HSBC Live+ gives a first-year fee waiver.
The good but a little confusing thing about HSBC credit cards is that you may still qualify for sign-up rewards even if you already have an existing HSBC credit card. Check out this article for more details.
HSBC Live+ is a very useful card, giving as much as 8% cashback until end of 2024 (for now). HSBC TravelOne will give you 4 free lounge visits for the year of 2024, and another 4 in the year of 2025!
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
HSBC TravelOne
Get 4 complimentary lounge visits via DragonPass. Earn 1.2 miles per dollar on SGD transactions and 2.4 miles per dollar for foreign currency transactions. Full review
✈️ New and Existing Cardholders
Apply by 30th September 2026, pay annual fee of S$196.20, and spend at least S$1,000:
| Reward | |
|---|---|
| New Cardholders | 20,000 miles + Samsonite suitcase |
| Existing Cardholders | 10,000 miles + Samsonite suitcase |
⚠️ Important
- Provide HSBC consent to receive marketing/promotional materials during application
- Make min. spend of S$1,000 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in March will have until 30th April to complete spend requirement)
- Annual fee of S$196.20 must be paid
- Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
For reference only; refer to exact details in terms and conditions
3rd Card: Get 57,000 miles with StanChart Journey or S$380 cash with StanChart Simply Cash
Finally, take your pick between the StanChart Journey for as much as 57,000 miles, or choose the StanChart Simply Cash for S$380 cash (or a gift of your choice).
StanChart Journey has a significantly higher minimum spend of S$3,000 for the sign-up promo. If you can fulfil this requirement, I would choose the StanChart Journey promo over the Simply Cash offer. Tap here to read an article I recently wrote on the StanChart Journey promo.
StanChart Journey
Get up to 3 miles per dollar on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
✈️ Promo 1 (Card Only)
For new cardholders only, choose 1:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
Both options require a min. spend of S$800 within 60 days. I recommend opting for the fee waiver unless you are okay to pay S$196.20 for 10,000 miles.
This promo requires you to sign up for the card only.
🎁 Promo 2 (Card + Other Product)
Apply as a new cardholder by 30th August 2026 and choose 1 gift¹:
- S$180 Cash via PayNow
- 12,000 Max Miles (easily worth S$216 to S$360)
- Samsung Galaxy Buds 4 Pro (retailing S$349)
- Samsonite Straren Spinner 67/24 (retailing S$600)
Plus:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
This promo requires you to sign up for the card and at least one other product (see requirements below).
⚠️ Requirements For Promo 2
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Make sure physical card is activated
- Spend at least S$800 within 60 days of card approval
- Plus: sign up for at least one of the following:
- Apply for: StanChart Bonus$aver, Standard Chartered EasyPay, CashOne Personal Loan, or Credit Card Funds Transfer with SingSaver link
- Easiest: Credit card funds transfer of min. S$1,000 for 3 months
For reference only; refer to exact details in terms and conditions
StanChart Simply Cash
Get unlimited 1.5% on non-excluded transactions.
🎁 Promo 1
Use referral code 59642 and apply by 30th June 2026 and get both:
Min. spend of S$800 within 60 days required.
💳 Promo 2
Apply by 30th June 2026 and choose 1² below:
Don’t like the gifts? You can choose to top up for other gadgets.
- Fill up SingSaver Rewards Redemption Form to select your gift – no form = no gift.
- Min. spend of S$800 within 30 days required
- Plus: apply for SCB EasyPay and convert a min. transaction of S$150 with a 12-month tenure within 60 days of card approval to be eligible for reward.
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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