Hot Deal: Get S$360 Cash, Gadgets, or 20,000 Miles With Eligible OCBC Credit Cards
For just a week, new OCBC cardholders can sign up for an eligible OCBC credit card below, meet the requirements, and get to choose from gift options such as cash, gadgets, or even miles.
💳 A new OCBC cardholder refers to those who do not currently have a principal OCBC credit card, and have not cancelled any in the past 12 months. Refer to the terms and conditions for specific terms.
Promo Details
See other OCBC cards here.
Which card to choose?
If you want something fuss-free just to get the sign-up rewards, OCBC Infinity is probably the easiest since it will give you 1.6% cashback without any minimum spend. You can hit the S$400 spend on almost anything, get your 1.6% cashback and walk away with the sign-up gifts.
For those more into miles, OCBC Rewards can get you 6 miles per dollar on Shopee, Lazada, and Tiktok Shop spend on top of its 4 miles per dollar earn rate on selected categories. No minimum spending required here too.
| Cashback | Miles | |
|---|---|---|
| Low Effort, Low Rewards | OCBC Infinity 1.6% cashback | OCBC 90°N (Visa / MC) 1.3 miles per dollar |
| More Effort, More Rewards | OCBC 365 3 to 6% cashback on selected categories (with min. spend) | OCBC Rewards 4 miles per dollar on selected categories 6 miles per dollar spend on Watsons, Shopee, Lazada, TikTok Shop and Taobao until 31st March 2027 |
Which reward to choose?
We can safely rule out the AirPods Pro 3 since it retails at S$349 which is lower than the S$360 cash you can choose. I would personally also rule out the Grab vouchers. S$380 is just about 5.6% higher more than S$360 cash which is too little to give up the flexibility of cash.
That leaves us with the Dyson, S$360 cash, and 20,000 miles option. If you were already going to pay retail price (or near that amount) for the Dyson thingamabob, that is perhaps the best gift to pick.
Otherwise, the battle between S$360 cash and 20,000 miles very much depends on your valuation of miles. Picking 20,000 miles over S$360 cash means you are valuing each mile at 1.8 cents and above. Some may feel that it’s a little pricey, but I think it’s still okay if you are someone who values business class travel and are willing to pay a premium for it.
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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