GXS FlexiCard Promo: 5% Cashback on Overseas Spend
If you’ve missed this promo (like I did) when the bank rolled it out in December, there’s still time to get 5% cashback on overseas spend with your GXS FlexiCard in the month of January 2025. This is on top of GXS FlexiCard’s lack of forex fees and randomised cashback which could make this one of the better cards to use for travel expenses this month with a big caveat to look out for.
Promo Details
To qualify for the 5% cashback, you just need to use your physical GXS FlexiCard. GXS stresses the word “physical”, though GXS FlexiCard isn’t supported on Apple Pay or Google Pay anyway so the physical card is the only way to use it.
There is no minimum spend required, and you will get 5% cashback as long as your spend is made overseas and is in a foreign currency. Cashback is capped at S$25 (reached with S$500 of eligible spend) and will be credited by 28th February 2025.
The catch is that transactions also have to be posted and settled within the promotional period. This means that if your spend is on 29th January 2025 and the transaction is posted in February, this spend will not qualify for 5% cashback. It’s probably risky to use it too near the end of the month, so I would personally stop using the card by 25th January just to be safe.
See the terms and conditions here.
No forex fee plus randomised cashback
Like quite a few travel cards of late, GXS FlexiCard does charge foreign transaction fees and it promises good exchange rates. I have yet to test this out but it should fare pretty similarly with other cards that have no forex fee.
For each transaction that is at least S$10, GXS FlexiCard offers randomised cashback of up to S$3. While randomised cashback is usually pretty lame, getting 5% cashback on it means that this could well be the best card to use for overseas spend… just that there is possibly only under 2 weeks to enjoy this.
Subscribe for more deals and updates!
If you’re someone who wants to earn more from credit cards, savings accounts and other financial deals, stay subscribed to the Telegram or WhatsApp so you can be notified of news and deals. Remember to unmute and turn on notifications or the updates may not reach you.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).