Great Deal: S$200 Cash for CIMB Card, Plus Maximising 10% Cashback
CIMB has refreshed its promo for its credit cards: get a choice between receiving S$200 via PayNow, or Sony WF-1000XM3 (Worth S$219) + S$80 cash via PayNow. There is a minimum spend of S$988 required within 60 days of card approval, and you can engineer your spend to get a further 10% of cashback.
Easy way to meet spend and get 10% cashback
We had some discussion last month on how best to meet the minimum required spend and maximise the promo, and supermarket vouchers are perhaps the most fuss-free way to do it. Supermarket vouchers are likely the best way to clock spend for such promos since it’s something we would invariably use over the next few months.
CIMB Visa Signature offers 10% cashback on 5 categories of spend: Beauty & Wellness, Groceries, Online Shopping, Pets, and Cruises. Each category is capped at S$20 cashback, so don’t spend more than S$200 in each:
| Purchase | Category | Cashback |
| $200 vouchers at supermarket | Groceries | $20 (10%) |
| $200 vouchers at pharmacy | Beauty & Wellness | $20 (10%) |
| $200 vouchers from online | Online Shopping | $20 (10%) |
| Remaining spend elsewhere | – | 0.2% to 10% depending on spend |
Obviously, you can buy vouchers directly from the supermarket you shop at. Beyond the S$200 cap, you should look at other areas to buy vouchers.
It is entirely possible to buy Dairy Farm vouchers at Guardian which are usable at Dairy Farm supermarkets like Giant and Cold Storage. I believe the same can be done for NTUC FairPrice at Unity pharmacies. This would hence qualify for cashback under the Beauty & Wellness category.
You can also get supermarket vouchers from some online shopping portals which would thus meet the Online Shopping category for this card.
That’s S$600 of spend settled, and the remaining S$388 can be spent anywhere you like, including buying more supermarket vouchers since it’s fuss-free, although your cashback is obviously more if you can buy pets or cruise-related items.
This card actually gives Citi Cash Back a run for its money as a groceries card, and it’s actually even better for a pet owner. As someone who lives with an annoying cat, I can actually get S$80 cashback from S$800 of spend from CIMB Visa Signature (as opposed to $80 from $1,000 spend with Citi Cash Back).
CIMB Visa Signature
Get 10% cashback on online shopping, groceries, pets expenses, cruises, and beauty & wellness. No annual fees for life.
Choose this if you spend in a few of the eligible categories so you can get high cashback. Read the review here
🎁 New Cardholders
Apply from 19th May (9AM) to 30th July 2026 and make a minimum spend to receive:
Both gifts are stackable! Remember to fill in the SingSaver Rewards Redemption Form to qualify for rewards.
For reference only; refer to exact details in terms and conditions
You can check out the other CIMB cards eligible for this promo here if you wish.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).