Great Deal: Get up to S$450 Per Card Plus Win Latest Smartphone or Sold Out VIP Concert Tickets!
By signing up for an eligible credit card below, you not only get up to S$450 of sign-up rewards, you also stand to win an Apple mobile gadget retailing for more than S$1,000 or a pair of VIP tickets to a sold out concert on 12th-13th October 2024!
To make the deal sweeter, you can also pick the sign-up gift and some of the items can exceed S$450 in value. Promo is only for new cardholders which are those who have no existing cards with the bank for the past 12 months.
Promo Details
Until 22nd September 2024, 8:59 AM, those who apply for the cards below will stand chances to win the prizes. 5 winners will win the latest Apple gadget worth over S$1,000 while 5 other winners will win a pair of VIP suite tickets to a sold-out concert on 12th October 2024.
From 22nd September 2024, 9AM to 30th September 2024, those who apply will also stand chances to win. 5 winners will win the Apple gadget while 5 other winners will win a pair of VIP suite tickets to a sold-out concert on 13th October 2024.
Whether they win the concert tickets or phone, all eligible applicants will get the guaranteed sign-up gifts of their choice as long as they fulfil the requirements.
Here are the cards that qualify for the promo, with a few recommended cards after this table:
| Bank | Cards | Chances |
| Citibank | Citi PremierMiles Card Citi Rewards Card Citi Cash Back Card Citi Cash Back+ Card Citi SMRT Card Citi M1 Platinum Visa Card | 3 Chances |
| Standard Chartered | Standard Chartered Simply Cash Credit Card Standard Chartered Smart Credit Card Standard Chartered Rewards+ Credit Card Standard Chartered Journey Credit Card | 2 Chances |
| HSBC | HSBC Live+ Card HSBC TravelOne Credit Card HSBC Advance Credit Card | 1 Chance |
See full terms and conditions here.
Recommended Citi Cards
Citi Rewards is a long-time must-have for those chasing miles, giving 4 miles per dollar on online transactions. A longstanding and easy hack is to pair your Citi Rewards card with the Instarem Amaze, then use the Amaze card to pay for things in person. This converts your in-store purchases into online transactions, getting you the 4 miles per dollar earn rate.
For those not into miles, Citi Cashback is an excellent card to use for dining and groceries with 6% cashback. While Citi SMRT is another great cashback card, the sign-up rewards for Citi Cashback is better so you would want this to be your first Citi card before you sign up for Citi SMRT.
See a full list of Citi cards here.
Citi Rewards
Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Citi Cash Back
Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Recommended StanChart Cards
In terms of sign-up rewards, StanChart has two cards for you to choose depending on whether you like cash or miles. Miles chasers will find the StanChart Journey card very attractive, with as much as 60,000 miles up for grabs.
StanChart Simply Cash’s promo is, well, simply offering cash of S$380. My personal pick is the Journey promo, but if you don’t want to deal with miles it’s difficult to argue with cash.
See a full list of StanChart cards here.
StanChart Simply Cash
Get unlimited 1.5% on non-excluded transactions.
🎁 Promo 1
Use referral code 59642 and apply by 30th June 2026 and get both:
Min. spend of S$800 within 60 days required.
💳 Promo 2
Apply by 30th June 2026 and choose 1² below:
Don’t like the gifts? You can choose to top up for other gadgets.
- Fill up SingSaver Rewards Redemption Form to select your gift – no form = no gift.
- Min. spend of S$800 within 30 days required
- Plus: apply for SCB EasyPay and convert a min. transaction of S$150 with a 12-month tenure within 60 days of card approval to be eligible for reward.
For reference only; refer to exact details in terms and conditions
StanChart Journey
Get up to 3 miles per dollar on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
✈️ Promo 1 (Card Only)
For new cardholders only, choose 1:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
Both options require a min. spend of S$800 within 60 days. I recommend opting for the fee waiver unless you are okay to pay S$196.20 for 10,000 miles.
This promo requires you to sign up for the card only.
🎁 Promo 2 (Card + Other Product)
Apply as a new cardholder by 30th August 2026 and choose 1 gift¹:
- S$180 Cash via PayNow
- 12,000 Max Miles (easily worth S$216 to S$360)
- Samsung Galaxy Buds 4 Pro (retailing S$349)
- Samsonite Straren Spinner 67/24 (retailing S$600)
Plus:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
This promo requires you to sign up for the card and at least one other product (see requirements below).
⚠️ Requirements For Promo 2
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Make sure physical card is activated
- Spend at least S$800 within 60 days of card approval
- Plus: sign up for at least one of the following:
- Apply for: StanChart Bonus$aver, Standard Chartered EasyPay, CashOne Personal Loan, or Credit Card Funds Transfer with SingSaver link
- Easiest: Credit card funds transfer of min. S$1,000 for 3 months
For reference only; refer to exact details in terms and conditions
Recommended HSBC Cards
Again, we can decide on a HSBC card based on whether we are miles oriented or prefer cashback. HSBC Live+ is one of my top cards for cashback now with 8% cashback on dining and shopping, and the sign-up promo is very generous right now.
HSBC TravelOne is the miles option here, and come to think of it – you don’t have to choose between cashback or miles when it comes to HSBC sign-up promos. HSBC TravelOne stands alone from the other HSBC cards and does not affect your sign-up rewards for the other cards. Read this article for more info. In short, even if you have one of the other HSBC cards, you can still apply for TravelOne for its sign-up promo.
See a full list of HSBC cards here.
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
HSBC TravelOne
Get 4 complimentary lounge visits via DragonPass. Earn 1.2 miles per dollar on SGD transactions and 2.4 miles per dollar for foreign currency transactions. Full review
✈️ New and Existing Cardholders
Apply by 30th September 2026, pay annual fee of S$196.20, and spend at least S$1,000:
| Reward | |
|---|---|
| New Cardholders | 20,000 miles + Samsonite suitcase |
| Existing Cardholders | 10,000 miles + Samsonite suitcase |
⚠️ Important
- Provide HSBC consent to receive marketing/promotional materials during application
- Make min. spend of S$1,000 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in March will have until 30th April to complete spend requirement)
- Annual fee of S$196.20 must be paid
- Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).