Government Benefits Calculator: See What You’re Eligible For
With multiple announcements and different sets of handouts and vouchers, it can be a little confusing what we are getting in government assistance. Here’s an easy calculator for you to see what you are eligible for and when you will receive the benefit:
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Calculator
Calculator has been updated to reflect latest updates announced 29th July 2026.
Enhancements announced on 29th July 2026
The government has announced the following enhancements on 29th July 2026:
- U-Save for October 2026 and January 2027 doubled
- S$300 CDC vouchers for January 2027
Summary of Benefits
| Handout/Voucher | When? | Who? |
|---|---|---|
| Child LifeSG S$500 | July 2026 | Singaporean citizens aged 12 and below |
| U-Save S$110 to S$190 | July 2026 | Eligible HDB households |
| S&CC Rebate 0.5 or 1 month | July 2026 | Eligible HDB households |
| GST Voucher (Cash) S$450 or S$850 GST Voucher (Medisave) S$150 to S$450 | August 2026 | Eligible Singaporean citizen |
| Cost-of-Living Special Payment S$400 to S$600 | September 2026 | Each eligible Singaporean adult |
| U-Save Enhanced: S$110 to S$190 | October 2026 | Each eligible Singaporean HDB household |
| S&CC Rebate 0.5 or 1 month | October 2026 | Each eligible Singaporean HDB household |
| CPF Top-up S$500 to S$1,500 | December 2026 | CPF Members aged 50 and above with less than BRS |
| Assurance Package (Cash) S$100 to S$250 | December 2026 | Every Singaporean citizen aged 21 years old and above |
| U-Save Enhanced: S$110 to S$190 | January 2027 | Eligible HDB households |
| S&CC Rebate 0.5 or 1 month | January 2027 | Eligible HDB households |
| New: S$300 CDC Vouchers | January 2027 | Every Singaporean household |
Child LifeSG Credits
- Singapore citizen aged 0 to 12 in 2026
- Children born from 2014 to 2025 will receive the 2026 credits in July 2026, while children born during 2026 receive them in April 2027.
Payout Month: July 2026 or April 2027
U-Save
Eligibility: HDB household with at least one Singaporean citizen owner/occupier and members must not own multiple properties
| Flat type | July 2026 | October 2026 | January 2027 |
|---|---|---|---|
| 1- or 2-room | S$190 | S$190 | S$190 |
| 3-room | S$170 | S$170 | S$170 |
| 4-room | S$150 | S$150 | S$150 |
| 5-room | S$130 | S$130 | S$130 |
| Executive/Multi-Generation | S$110 | S$110 | S$110 |
Payout Month: July 2026, October 2026, January 2027
S&CC Rebate
Eligibility: HDB household with at least one Singaporean citizen owner/occupier and members must not own multiple properties
| Flat type | July 2026 | October 2026 | January 2027 |
|---|---|---|---|
| 1- or 2-room | 1 month | 1 month | 0.5 month |
| 3-room | 0.5 month | 0.5 month | 0.5 month |
| 4-room | 0.5 month | 0.5 month | 0.5 month |
| 5-room | 0.5 month | 0.5 month | 0.5 month |
| Executive/Multi-Generation | 0.5 month | 0.5 month | None |
Payout Month: July 2026, October 2026, January 2027
GST Voucher - Cash
Eligibility:
- Singapore citizen residing in Singapore
- Turns 21 or older in 2026
- YA2025 Assessable Income no more than S$39,000
- Owns no more than one property
- Residential Annual Value (AV) of no more than S$31,000.
| Annual Value of NRIC address at 31 December 2025 | 2026 GSTV – Cash |
|---|---|
| S$21,000 or less | S$850 |
| More than S$21,000, up to S$31,000 | S$450 |
| More than S$31,000 | Not eligible |
Payout Month: August 2026
GST Voucher - Medisave
Eligibilty:
- Singapore citizen residing in Singapore
- Turns 65 or older in 2026
- Owns no more than one property
- Residential AV of no more than S$31,000.
| Age in 2026 | AV up to S$21,000 | AV S$21,001–S$31,000 |
|---|---|---|
| 65 to 74 | S$250 | S$150 |
| 75 to 84 | S$350 | S$250 |
| 85 and above | S$450 | S$350 |
Payout Month: August 2026
Cost of Living Special Payment
Eligibility:
- Singapore citizen residing in Singapore
- Turns 21 or older in 2026
- YA2025 Assessable Income of no more than S$100,000
- Owns no more than one property
| YA2025 Assessable Income | AV ≤ S$15,000 | AV S$15,001–S$31,000 | AV > S$31,000 |
|---|---|---|---|
| S$22,000 or less | S$600 | S$500 | S$400 |
| S$22,001–S$39,000 | S$500 | S$500 | S$400 |
| S$39,001–S$100,000 | S$400 | S$400 | S$400 |
Payout Month: September 2026
Budget 2026 CPF Top-up
Eligibilty:
- Singapore citizen residing in Singapore
- Turns 50 or older in 2026
- Owns no more than one property
- Has residential AV of no more than S$31,000
- Had CPF retirement savings below S$110,200 on 31 December 2025
| CPF retirement savings | AV up to S$21,000 | AV S$21,001–S$31,000 |
|---|---|---|
| Less than S$60,000 | S$1,500 | S$500 |
| S$60,000–S$110,199 | S$1,000 | S$500 |
Payout Month: December 2026
Assurance Package (Cash)
Eligbility:
- Is a Singapore citizen residing in Singapore
- Turns 21 or older in 2027 (for December 2026 payout)
| Property and Income | Amount |
|---|---|
| Owns no more than one property and AI is S$39,000 or less | S$250 |
| Owns no more than one property and AI is S$39,001–S$100,000 | S$150 |
| AI exceeds S$100,000 or owns more than one property | S$100 |
Payout Month: December 2026
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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nice calculator! some suggestions – 1. bigger fonts please, too small. 2. have “Edit” and “Start Over” buttons at the end so that user can decide to whether to edit (without having to re-select everything if only intend to change one or two parameters) or to start all afresh
Done! Thanks for the feedback