Giant Deal: Get S$500 eCapitaVoucher (Per Bank!) For Citi, HSBC, and OCBC Cards!
Update: promo is extended for OCBC, HSBC, and Citibank until 21st November 2025!
For a very limited time, get S$500 eCapitaVouchers per card when you sign up below for Citibank, HSBC, or OCBC credit cards as a new cardholder! This is on a per bank basis, so if you are a new cardholder to 2 banks, you can get S$500 × 2 if you sign up for 2 cards, and a whopping S$1,500 if you sign up successfully for all 3 banks!
Cancelled your cards more than 12 months ago? You count as a new cardholder!
Below are a few recommended cards from each bank.
Steps
Tap Apply button and confirm that you see S$500 eCapitaVouchers on the landing page before you continue application.
After application, make sure you fill up the SingSaver Rewards Redemption Form to select your gift option. This is found in your email. No form = no reward
HSBC
HSBC Revolution is a very good pick here for those who want to get more miles with its 4 miles per dollar earn rate and S$1,500 monthly spend cap. For those who prefer cashback, HSBC Live+ is an easy pick with 8% cashback and simplified spend requirement in the card’s first quarter. Tap here for more HSBC cards.
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
Citibank
Citi PremierMiles gives you free lounge visits when you sign up! Make sure you pick the SingSaver Promo and fill up the SingSaver Rewards Redemption form to select your gift. Tap here for more Citibank cards.
Citi PremierMiles
Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
OCBC
OCBC Rewards can give 6 miles per dollar on Lazada, Shopee, TikTok Shop and more!! Otherwise, OCBC Infinity is a very fuss-free cashback card. Tap here for more OCBC cards.
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).
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