Final Day: S$50 For Account Opening + S$150 For Funding + S$60 Bonus + 1.5% p.a. Interest With Citi Plus
Update: deal has changed; see sign-up box for details
Sign up for Citi Plus and get S$50 just by starting the account! Should you meet funding requirements, you also get a further S$150 from SingSaver and S$30 from Citi as well as enjoy the base 1.5% p.a. interest of the account.
Lastly, own an eligible Citi credit credit card and get another S$30! Plus the sign-up rewards up and that’s S$260 of sign-up rewards plus the interest of the account.
Note that the final day to sign up for this promo is 15th February 2024.
Promo Details
Check out the steps as well as terms and conditions below:
Citi
Interest Booster Account
Until 29th February 2024
| Activity | Reward | |
| Apply for Citi Plus Interest Booster Account and fill up SingSaver form in email ⚠️ no form, no reward | S$50 cash (fulfilled by SingSaver)¹ | |
| Deposit minimum S$20,000 in fresh funds within 2 months of account opening and maintain until Month 6 | Additional S$100 Cash or an TP-Link Smart Tapo RV10 Lite Robot Vacuum (worth $259) (fulfilled by SingSaver)¹ | |
| Upon opening an account and funding S$20,000 in fresh funds. | S$30 cash reward from Citi² | |
| Holding a valid primary/main Citi Credit Card | Extra S$30 bonus card reward from Citi² | |
| Base interest of the account (no salary, spend etc. requirement) | 1.5% p.a. up to the first S$50,000 deposit | |
| Total: S$210 + interest | ||
For reference only. Terms and conditions apply (save a copy for your own future reference):
Note that there is an early closure fee of S$50 if account is closed within 6 months but fall-below fees are waived until 31 December 2024.
If you open your account in February 2024, you have until end of March 2024 to deposit the funds. You would then have to maintain it until the end of Month 6 which would be until 31st July 2024.
| Month of Account Opening | Deposit min. S$20,000 assets in fresh funds | Maintain S$20,000 assets as a Citi Plus customer |
| February 2024 | By 31st March 2024 | Until 31st July 2024 |
Total returns
The total welcome offer for this promo is S$260 assuming the requirements are met, and if we assume a holding period of 4 months for the S$20,000 deposit, that’s a return of almost 4% p.a. on its own.
Don’t forget also the recently upsized base interest of 1.5% p.a. from the account itself, and there are no salary, spend or other requirements to get this rate. For a deposit amount of S$20,000 at 1.5% p.a. interest, you can expect about S$100 of interest in 4 months.
All in all, you can expect almost 5.5% p.a. by setting aside S$20,000 to meet this promo for a period of 4 months. That’s not too shabby at all.
More promos and great deals
Remember to stay subscribed for more great deals and promos. Check out other good deals for this month:
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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