e$aver Promo: Get 3.35% to 3.5% p.a. For October to December 2024
As expected, StanChart has rolled out its e$aver promo for October and November 2024, offering 3.35% p.a. for fresh funds in these 2 months. In a little twist, they are also offering step-up interest when you participate in their Marathon $aver Promotion.
3.35% p.a. for October and November 2024
e$aver promos are pretty predictable – every 2 months, the bank gives a promotional rate for fresh funds compared to the month that has just ended.
This time, it is giving 3.35% p.a. interest on fresh funds for the months of October and November 2024. Fresh funds are compared to the average daily balance of September 2024. For instance, if you have S$10,000 on average in September 2024 and maintain an average balance of S$100,000 in October 2024, the incremental S$90,000 will get the rate of 3.35% while the S$10,000 will get 0.05% p.a.
| September 2024 | October 2024 | November 2024 | |
| Average Balance | S$10,000 | S$100,000 | S$70,000 |
| Fresh Funds (Compared to September 2024) | N/A | S$90,000 | S$60,000 |
| Interest Rate | N/A | 3.35% p.a. on S$90,000 0.05% p.a. on S$10,000 | 3.35% p.a. on S$60,000 0.05% p.a. on S$10,000 |
Marathon $aver Promotion
Optionally, you can also participate in StanChart’s “Marathon $aver Promotion” to get up to 3.5% p.a. interest.
All you have to do is to make sure that your deposit balance on 31st October is at least S$100,000 higher than the balance on 30th September 2024. You will also need to register here.
Summary of e$aver Promos
| Month | Interest Rate (without Marathon $aver) | Interest Rate (with Marathon $aver) |
| October 2024 | 3.35% p.a. | 3.35% p.a. |
| November 2024 | 3.35% p.a. | 3.40% p.a. |
| December 2024 | 0.05% p.a. | 3.50% p.a. |
Again, note that the rates are on incremental fresh funds compared to September 2024.
The entire article is based on my understanding of the terms and conditions (Oct/Nov 2024 promo and Marathon $aver Promotion). Do read through the terms and conditions before signing up/depositing your funds.
More savings deals and promos
While the rates aren‘t fantastic, e$aver is a pretty fuss-free way to store some excess cash. Check out also this month’s HSBC EGA promo and more coming your way if you stay subscribed.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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