How Long Until My Credit Card Points Expire?
If you’re in the game of miles, you should be familiar with expiry dates. Different banks have different policies, and even within the same bank you can have varying validity dates.
Here are the lifespan of the points earned by popular cards, as well as how you can check when your points are epxiring.
Summary
| Points Provider | Validity Period | How to Check |
|---|---|---|
 American Express | Non-expiring | – |
 Citibank | Citi PremierMiles and Citi Prestige: non-expiring Citi Rewards: blocks of 5 years | Check statement |
 DBS | DBS Altitude: non-expiring DBS Vantage: 3 years DBS Woman’s World Mastercard: 1 year DBS yuu: 2 years | Check on PayLah! app |
 DCS | DCS Flex: 3 years | 🤷🏻♂️ |
 HeyMax | Non-expiring | – |
 HSBC | HSC Revolution, HSBC TravelOne, HSBC Premier: 3 years | Check on HSBC app |
 Maybank | Maybank Horizon Visa and Maybank XL Rewards: 1 year Maybank World Mastercard and Maybank Visa Infinite: free Rewards Infinite (Points do not expire with Rewards Infinite) | Check statement |
 OCBC | OCBC 90°N and OCBC VOYAGE: non-expiring OCBC Rewards: 2 years | Check on OCBC app |
 StanChart | StanChart Journey, StanChart Visa Infinite, and StanChart Beyond: non-expiring | – |
 UOB | 2 years | Check on UOB app |
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American Express
| Card | Conditions |
|---|---|
 Amex Platinum Charge | Points do not expire |
 Amex Reserve | Points do not expire |
 Amex Platinum Credit | Points do not expire |
Citibank
| Card | Expiry |
|---|---|
 Citi PremierMiles | Points do not expire |
 Citi Prestige | Points do not expire |
 Citi Rewards | Points expire in 5-year blocks |
Steps to check expiry
- Log in on citibank.com.sg
- Tap on e-Statements & e-Advice
- Tap on e-Statements and select your card
If there are expiring points in the next 60 days, you will see this message below your points balance summary:
- s
- Type “speak to human”, then tap on Connect with us
- Ask the Live Chat representative when your points will expire
DBS
| Card | Expiry |
|---|---|
 DBS Altitude | Points do not expire |
 DBS Vantage | 3 years |
 DBS Woman’s World Mastercard | 1 year |
- Login to the PayLah! app
- Tap on Rewards tab
- Tap on DBS Points
A breakdown of your points expiry dates will be displayed:
DCS
| Card | Expiry |
|---|---|
 DCS Flex | 3 years |
Unsure, please provide steps if you know how in the comments or Telegram. Thank you!
HeyMax
Max Miles do not expire.
HSBC
| Card | Expiry |
|---|---|
 HSBC TravelOne | 3 years |
 HSBC Premier | 3 years |
 HSBC Revolution | 3 years |
- Log in on the HSBC SG app
- Tap on Cards
- Scroll down and tap on Redeem your points
- Tap on Show points history
The app will tell you whether there are any points expiring in the next 6 months:
Maybank
- Log in on the TREATS SG app
- Tap on MY PROFILE
- Tap on MY ACCOUNT
You will see your expiry date as well as Rewards Infinite status below
Qualifying for Rewards Infinite means that your TREATS points will not expire. It is given to customers who:
- spend a minimum spend of S$24,000 on eligible retail transactions on Maybank XL Rewards Card, Maybank Horizon Platinum Visa Card, Maybank Horizon Visa Signature Card and/or Maybank Manchester United Platinum Visa Credit Card in the preceding 12 months period; or
- are Maybank World Mastercard and/or Maybank Visa Infinite cardholders.
OCBC
| Card | Expiry |
|---|---|
 OCBC 90°N | Points do not expire |
 OCBC VOYAGE | Points do not expire |
 OCBC Rewards | 2 years |
- Log in on OCBC app
- Tap on Rewards
- Tap on OCBC$
You will see if there are any points expiring in the next 3 months:
StanChart
| Card | Expiry |
|---|---|
 StanChart Journey | Points do not expire |
 StanChart Visa Infinite | Points do not expire |
 StanChart Beyond | Points do not expire |
UOB
| Card | Expiry |
|---|---|
 UOB PRVI Miles | 2 years |
 UOB Preferred Visa | 2 years |
 UOB Visa Signature | 2 years |
 UOB Lady’s and Lady’s Solitare | 2 years |
- Log in on UOB TMRW app
- Tap on the card you wish to check
- Tap Details
You will see when your points are expiring next.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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