Compared: UOB One vs OCBC 360!

Two of the best savings accounts compared! Which bank account should you go with depending on your balance amount and areas of spend. Also, some analysis of the different spend requirements:

UOB One Account

Up to S$110 cash credit comprising EITHER 1a) S$60 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit:

Terms and Conditions

1a) S$60 cash credit is only for the first 200 New-to-UOB Deposit customers per calendar month who: 

  1. Successfully open a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
  2. Deposits at least S$5,000 Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month.


OR 

1b) S$30 cash credit is only for the first 200 Existing-to-UOB Deposit customers per calendar month who: 

  1. Successfully open a new a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
  2. Deposit at least S$5,000 Fresh Funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
  3. Fresh Funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.


Click here for full terms and conditions governing UOB Online Account Opening Promotion (1 March to 30 April 2023). 

And 

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have: 

  1. Successfully submitted an online participation form here; and
  2. Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.


Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).

Get as much as 5% p.a. effective interest on $100,000 balance!

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2 thoughts on “Compared: UOB One vs OCBC 360!

  1. Hahah time to do a comparison with BOC SmartSaver also. They have just revamped the rates. Wonder who’s stronger, UOB ONE or BOC SmartSaver haha. but BOC cards suck.

    1. I just took a look and the product isn’t fantastic. UOB One is simpler and offers more interest for most people.

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