CIMB Savings Promo: Easy 3.2% p.a. With No Limit, And up to 5.20% p.a. on First S$25,000
From 1st January to 31st March 2025, get a fuss-free 3.2% p.a. interest rate on fresh funds placed with CIMB with no limit. This works for existing and new customers alike, and the first S$25,000 can get as much as 5.20% p.a. with a couple more requirements.
Deposit at least S$5,000 fresh funds for 3.20% p.a. interest
For new customers, open any eligible savings account from 1st to 31st January 2025 and deposit as well as maintain a minimum of S$5,000 in fresh funds to get 3.20% p.a. interest until 31st March 2025. Sign up with code 7OK7D0
Existing customers just need to deposit a minimum of S$5,000 incremental fresh funds compared against the end-of-day 31 December 2024 balance into their account from 1st to 31st January 2025.
See terms and conditions here.
First S$25,000: additional 0.50% p.a. with salary crediting or recurring transfer
Additionally, if you are using a CIMB FastSaver or FastSaver-i account, you can get bonus 0.50% p.a. on the first S$25,000. You will need to do either one of the following:
- Credit salary of at least S$1,000 via GIRO or PayNow
- Set up recurring monthly standing instruction from a non-CIMB account with a minimum of S$1,000
Refer to the terms and conditions here.
First S$25,000: bonus 1.00% or 1.50% p.a. with S$300 or S$800 minimum spend
For those with a CIMB FastSaver or FastSaver-i account, spending on your CIMB Visa Signature will also get up to 1.50% p.a. for meeting certain amounts of spend within the month.
| Monthly Spend Amount | Bonus Interest |
| At least S$300 | 1.00% p.a. |
| At least S$800 | 1.50% p.a. |
Refer to the terms and conditions here.
Max rate: 5.20% p.a. on first S$25,000
The maximum rate possible with this promo is 5.20% p.a. on the first S$25,000. This requires you to have a CIMB FastSaver or FastSaver-i account, deposit at least S$5,000 of fresh funds and perform both the salary crediting and card spend requirements.
Amounts above S$25,000 will enjoy the 3.20% p.a. promotional rate. Here are some balance amounts and the expected effective rate for the entire deposit:
| Average Monthly Balance | Effective Rate |
| S$25,000 | 5.20% p.a. |
| S$50,000 | 4.20% p.a. |
| S$75,000 | 3.86% p.a. |
| S$100,000 | 3.70% p.a. |
Refer to the terms and conditions
Note that this article is based on my interpretation of the marketing language and terms and conditions provided by the bank. Refer to the terms and conditions for full details.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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