Limited Promo: Get 3% Cashback With YouTrip on Malaysian Ringgit Spending
From 13th March until 6th April 2026 (or until all rewards are given out), get 3% cashback on Malaysian Ringgit (MYR) spend when you register within the YouTrip app and meet at least 1,500 MYR (~S$488) of spend on your YouTrip card.
Cashback is capped at S$18 and limited to the first 2,800 who hit the minimum spend.
Register within YouTrip app
You will need to first find the campaign banner within your YouTrip app and tap Join now. Spending before tapping this button will not be counted.
It looks like this:
Spending before joining the promo will not count. YouTrip states that any cashback earned will be credited by 6th May 2026.
Rewards limited to 2,800
The rewards are limited to the first 2,800 who complete the minimum spend. While nobody likes limited promos that, YouTrip provides a tracker to show you the number of rewards remaining so you can decide whether to participate. From my experience, YouTrip’s trackers update in real-time so you at least have a sensing on whether to take advantage of the promo.
As of time of publishing this article, 9 of the 2,800 spots have been claimed.
If you want something more guaranteed, Mari Credit Card offers 1.5% cashback with 0 forex fee, and they even promise best-in-class rates. You certainly don’t have to compete with anyone else for the cashback.
Mari Savings Account / Credit Card
Use code 5HCT18VM
Account: 0.88% p.a.
Card: get unlimited 1.5 Shopee Coins on eligible Shopee spend, 1.5% cashback on eligible card spend and 1.5% cashback on overseas card spend with no fx fee. Read the review
🎁 Bonus Rewards
Sign up with code 5HCT18VM in August 2026
- If you sign up for Mari Savings Account as first product: get bonus S$8 and qualify as new user for Account
- If you sign up for Mari Credit Card as first product: get bonus S$15 (Savings Account will be opened as well, and you will qualify as new user for both Account and Card)
💰 Mari Savings Account
Sign up with code 5HCT18VM and get up to 2.88% p.a. on the first S$100,000.
| Interest Rate | |
|---|---|
| Base Rate | 0.88% p.a. |
| Bonus Rate | +1.60% p.a. on first S$100,000 for 30 days |
| ShopeeVIP | +0.40% p.a. on first S$100,000 |
| 2.88% p.a. |
💳 Mari Credit Card
Sign up for Mari Credit Card Bundle with promo code 5HCT18VM and spend S$300 within the first 30 days and get³:
- S$30
- S$70 Shopee voucher pack
⚠️ Terms and conditions
- Limited to the first 10,000 customers who successfully open a Mari Savings Account during the Promotional Rate Period, and successfully make Fixed Deposit placement(s) within 30 days from the date of successful account opening. Terms and Conditions
- Terms and Conditions For Bonus Units
- Terms and Conditions For Credit Card Promos
For reference only; refer to exact details in terms and conditions
Is it good?
If you want card rewards for overseas spending, you typically have to incur forex fees. This promo is hence pretty decent considering how you can get 3% cashback on top of not having to pay forex fees (usually over 3%), provided you are within the first 2,800 to meet the minimum spend.
Otherwise, as mentioned above, Mari Credit Card’s current proposition of offering 1.5% cashback also with no forex fee is compelling as well, given there is no minimum spend or limited slots.
I’ll do an updated comparison between travel cards soon so stay subscribed for updates.
Exclusions
Online transactions, ATM withdrawals, and other non-POS transactions will not count towards the qualifying spend. The following Merchant Category Codes (MCC) are also not eligible for rewards:
- 6300: Insurance Sales, Underwriting and Premiums
- 6381: Insurance – Premiums
- 3429: Insurance Rent-A-Car
- 5960: Direct Marketing Insurance Services
Refer to terms and conditions here
This article is based on my understanding of the terms and conditions here. Please refer to it for exact details.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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