Card Deals Ending on May the Fourth
Some Jedis have powers of precognition… and to a very limited extent I know what’s coming next for card deals. I sense a disturbance in the force, and it’s coming May the Fourth.
After 4th May, HSBC’s sign-up gift is most likely going back to S$200 cashback – quite a bit different from their current most generous ever sign-up gift of S$380 (S$350 cash and S$30 cashback).
StanChart Smart Card’s promo is also going to drop from its highest ever S$350 to S$250.
If you want an iPad, Dyson V8 or SMEG breakfast set, 4th May is also the last day you can get one as a sign-up gift with Citi cards. I hear a Nintendo Switch OLED is coming, so you could hold off if you prefer that.

HSBC Advance
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions

StanChart Smart
Remember to fill rewards redemption form
🔥 👍🏼
SingSaver Promo
- Apple Airpods 4 (with Active Noise Cancellation) (retailing $249)
- Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (retailing S$659)
- $250 Shopee Voucher
- S$200 Cash via PayNow
| Requirement | Reward |
| Use the Apply links found on this site and fill up SingSaver gift redemption form in email. | Form must be filled for reward! |
| Activate your physical card and spend at least S$500 within 30 days from card approval | Receive gift of choice |
Gives 19.2 Rewards points for selected merchants. That’s 5.57 miles per dollars or 6% cashback! Bundle with Bonus$aver for another sign-up gift! Watch the review here

Citi Cash Back
Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Other Card Deals
Last updated: 1st July 2026
💳 Sign-up gifts for existing bank customers
| ★ | Cards | Rewards | Last Date | Remarks | Reward Provider |
|---|---|---|---|---|---|
| 🔥 | Citi Cards | Up to S$420 cash, 25,000 Max Miles or hot gadgets! | 2nd August 2026 | Citi or SingSaver | |
| 🔥💳 | Citi Prestige | Up to 65,000 miles, even for existing Citi cardholders | 30th November 2026 | Works even for existing Citi cardholders. Great deal offsets annual fees; useful features. | Citi |
| 🔥 | Maybank Cards | Suitcase | Ongoing | Maybank | |
| 🔥 | CIMB Cards | S$50 cash + S$1,150 suitcase | 30th July 2026 | CIMB + SingSaver | |
| 🔥 | DBS Cards | First 350 applicants: get iPad A16 11-inch | 15th July 2026 | ||
| 🔥 💳 | StanChart | Simply Cash: S$350 cash or gadgets Journey: 30,000 miles + 12,000 Max Miles or other gift SC Visa Infinite: works for existing cardholders | 2nd August 2026 | StanChart | |
| 🔥💳 | HSBC Cards | S$400 cash, 25,000 Max Miles, or other gadgets | 2nd August 2026 | SingSaver + HSBC | |
| 🔥 | OCBC Cards | S$400 cash, 25,000 Max Miles, or other gadgets | 2nd August 2026 | SingSaver + OCBC | |
| UOB Cards | Stay subscribed for updates | N/A | UOB + SingSaver | ||
| Amex Cards | Stay subscribed for updates | N/A | Amex | ||
| 🔥 | Maribank Credit Card | Bonus birthday reward: S$20 Plus usual: get 2.88% p.a. + S$30 cashback and S$50 Shopee vouchers + S$15 bonus | 31st July 2026 | Get best-in-class forex rates and 1.5% cashback! | Maribank |
| Kris+ | $5 Multiple promos happening in-app | Ongoing | Wallet app with great promos and extra rewards No income requirement | Direct | |
| 🔥 | Trust | Use JP8171J5 for S$10 FairPrice vouchers | Ongoing | Credit card great for travel with 0 fx fee and 1% cashback! | Direct |
| Big Pay | S$5 cashback | Ongoing | Wallet app; no income requirement | Direct | |
| iChange | S$5 | Ongoing | Multi-currency wallet app No income requirement | Direct | |
| YouTrip | S$5 | Ongoing | Multi-currency wallet app No income requirement | Direct | |
| Instarem Amaze | 325 points (S$3.25) | Ongoing | Multi-currency wallet app No income requirement | Direct |
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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