Breakdown of Insurance Commissions… in a Short TikTok
Shopping for insurance? I highly recommend you watch my full video on insurance commissions and how they affect you before committing to a long-term commitment.
But if you have no time for a 25-minute video, I’ve made it into bite-sized videos that I’ll continue to upload on TikTok. Subscribe if you want more short vids on personal finance! I promise to keep it updated 🙏
Breakdown of commissions
How much of your first-year insurance premium goes to commission? Here’s a breakdown:
What does chicken rice have to do with commissions?
How does distribution cost affect the advice you’re given? Here’s a delicious analogy:
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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