Huat Deal: Bonus S$68 eCapitaVoucher + Usual Cash/Miles Sign-up Offers!
Feeling lucky this New Year season? Get bonus S$68 eCapitaVoucher plus the usual sign-up gifts when you sign up for an Citibank, HSBC, or OCBC credit card below at 2PM or 8PM daily until 26th February 2026 5th March 2026.
The fastest 8 eligible applicants at each time slot will walk away with bonus S$68 eCapitaVoucher on top of the choice of their welcome gift. Everyone else will still be guaranteed their pick of sign-up goodie as long as they meet the requirement, and gift options include generous amounts of cash up to S$400, 25,000 Max Miles, and gadgets retailing for up to S$799!
Citibank Cards
Citibank has several great cards, so if you need help deciding, I recommend the following Citi cards:
| Card | Why Pick This Card? |
|---|---|
| Citi SMRT | 5% cashback on online transactions with no monthly cap |
| Citi Cashback | 6% on dining, groceries 8% on petrol, ride-hailing |
| Citi PremierMiles | 2 free airport lounge visits per year |
| Citi Rewards | 4 miles per dollar on online transactions |
Tap here for more Citibank cards.
HSBC Cards
For HSBC cards, just pick HSBC Revolution if you’re into miles, or HSBC Live+ if you’re into cashback:
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
OCBC Cards
For OCBC cards, I recommend OCBC Rewards because it can give 6 miles per dollar on Shopee, Lazada, TikTok Shop and more without any minimum spend!
| Cashback | Miles | |
|---|---|---|
| Low Effort, Low Rewards | OCBC Infinity 1.6% cashback | OCBC 90°N (Visa / MC) 1.3 miles per dollar |
| More Effort, More Rewards | OCBC 365 3 to 6% cashback on selected categories (with min. spend) | OCBC Rewards 4 miles per dollar on selected categories 6 miles per dollar spend on Watsons, Shopee, Lazada, TikTok Shop and Taobao until 31st March 2027 |
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
Subscribe for more deals and updates!
If you’re someone who wants to earn more from credit cards, savings accounts and other financial deals, stay subscribed to the Telegram or WhatsApp so you can be notified of news and deals. Remember to unmute and turn on notifications or the updates may not reach you.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).