Bigger and Better Sign-up Rewards For StanChart Simply Cash and Journey!
Update: note that there is a S$500 flash deal ongoing now for StanChart Simply Cash
New to StanChart cards? Time for that to change with generous sign-up rewards that just became bigger and better.
New iPad or Apple Watch SE for StanChart Simply Cash!
Into Apple stuff? You can get the latest iPad (10th generation) retailing for S$529 or Apple Watch SE 44mm (2nd gen) retailing for S$503.60 when you sign up for StanChart Simply Cash as a new cardholder. Or you could also opt for Dyson Supersonic™ hair dryer retailing for as much as S$699!
These are fantastic gift options and all you have to do is to make sure you spend S$500 in qualifying transactions within 30 days from card approval.
StanChart Simply Cash
Get unlimited 1.5% on non-excluded transactions.
🎁 Promo 1
Use referral code 59642 and apply by 30th June 2026 and get both:
Min. spend of S$800 within 60 days required.
💳 Promo 2
Apply by 30th June 2026 and choose 1² below:
Don’t like the gifts? You can choose to top up for other gadgets.
- Fill up SingSaver Rewards Redemption Form to select your gift – no form = no gift.
- Min. spend of S$800 within 30 days required
- Plus: apply for SCB EasyPay and convert a min. transaction of S$150 with a 12-month tenure within 60 days of card approval to be eligible for reward.
For reference only; refer to exact details in terms and conditions
Upsized S$250 cash (or S$280 eCapitaVouchers) + 45,000 miles for StanChart Journey!
This is possibly the biggest cash reward we’ve had so far for the StanChart Journey card: choose either S$250 cash or S$280 eCapitaVouchers! You could also choose 15,000 Max Miles if you want, and note that this is on top of the 45,000 miles welcome offer from StanChart!
StanChart Journey
Get up to 3 miles per dollar on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
✈️ Promo 1 (Card Only)
For new cardholders only, choose 1:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
Both options require a min. spend of S$800 within 60 days. I recommend opting for the fee waiver unless you are okay to pay S$196.20 for 10,000 miles.
This promo requires you to sign up for the card only.
🎁 Promo 2 (Card + Other Product)
Apply as a new cardholder by 30th August 2026 and choose 1 gift¹:
- S$180 Cash via PayNow
- 12,000 Max Miles (easily worth S$216 to S$360)
- Samsung Galaxy Buds 4 Pro (retailing S$349)
- Samsonite Straren Spinner 67/24 (retailing S$600)
Plus:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
This promo requires you to sign up for the card and at least one other product (see requirements below).
⚠️ Requirements For Promo 2
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Make sure physical card is activated
- Spend at least S$800 within 60 days of card approval
- Plus: sign up for at least one of the following:
- Apply for: StanChart Bonus$aver, Standard Chartered EasyPay, CashOne Personal Loan, or Credit Card Funds Transfer with SingSaver link
- Easiest: Credit card funds transfer of min. S$1,000 for 3 months
For reference only; refer to exact details in terms and conditions
Which promo would I choose?
If the S$3,000 spend requirement can be met, I would definitely choose StanChart Journey, picking the S$280 eCapitaVouchers and fee-paying option for 45,000 miles. At a modest 1.25 cents per mile valuation, 45,000 miles is S$562.50. After netting off the annual fee of S$196.20, your net gain is S$646.30 in value (S$280 + S$562.50 – S$196.20).
That’s a big reward for signing up a credit card, and will increase if you value miles higher. Someone who is willing to pay a premium for business class can value each mile at 1.5 cents would find the 45,000 miles worth S$675, making the net gain as much as S$758.80 (S$280 + S$675 – S$196.20).
Otherwise, the gadgets given by Simply Cash is also very attractive, especially when you consider that the spending requirement is just S$500.
Rewards Upgrade
If you are not satisfied with the choice of gifts, you can even top up cash to upgrade your gift to an even pricier option below! Tap here for the terms and conditions.
| For StanChart Simply Cash | Retail Worth | Top Up Cost from customer |
| Apple Watch Series 9 (GPS), 41mm | S$604.50 | S$250.00 |
| Apple Watch Ultra 2 GPS + Cellular, 49mm (Alpine Loop/Ocean Band/Trail Loop) | S$1,210.10 | S$799.00 |
| Macbook Air 13″ 256GB M3 | S$1,599.00 | S$1,050.00 |
| iPhone 15 Pro 128GB | S$1,664.25 | S$1,150.00 |
| For StanChart Journey | Retail Worth | Top Up Cost from customer |
| Apple iPad 9th Gen 10.9 wifi 64GB | S$508.30 | S$300.00 |
| Xiaomi Robot Vacuum X20 UK | S$699.00 | S$380.00 |
| Flujo Ayla Ergonomic Office Chair | S$1,139.00 | S$450.00 |
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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