Before July Ends: Get $100 for 1.80% pa Savings, $300 for Credit Cards, 1.5% Cashback for Withdrawing Cash
One of the best months for deals, July is ending soon. Don’t miss these deals which would go away in just a few days’ time.
Elastiq – High guaranteed 1.80% pa rate with flexible withdrawals
(Etiqa Insurance is a member of Maybank Group.)
Interest rates are really bad now, so getting 1.80% pa and still maintaining the flexibility of withdrawals is a no-brainer. Even better, get up to $100 in credits you can withdraw as cash. Insane! Do not miss this deal.
- 1.80% pa guaranteed for 3 years
- Withdraw from your account without penalty 90 days after policy issue date
- Get up to $100 cash credits and extra insurance credits when you use R161521 (view terms and sign up here)
| Total Premiums Paid | Non-encashable Credits | Tiq Encashable Credits |
| $5,000 to $9,000 | 0.5% of premium | – |
| $10,000 to $25,000 | 0.5% of premium | $50 |
| $26,000 to $50,000 | 0.5% of premium | $100 |
Non-encashable credits can be used for Etiqa’s general insurance policies.
$300 for Citi Cards, $200 Cashback for DBS Cards, and Jabra Wireless Earphones for StanChart Cards
A strong month for credit card rewards whether you are a cashback or miles person. Apply for the top 3 most popular cards below, or see sethisfy.com/cards for the full range!
Citi Cash Back
Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
StanChart Spree
Gives 2% cashback on Paywave transactions without minimum spend.
DBS Live Fresh
Get 6% cashback on shopping and public transportation with S$800 minimum spend.
💱 0 forex fees
Spend at least S$800 within a month and get bonus 3.25% cashback on selected Asian currencies to offset the forex fees! Terms and conditions apply
🎁 New Cardholders
Apply as a new cardholder by 15th July 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
For reference only; refer to exact details in terms and conditions
soCash – 1.5% cashback on cash withdrawals
Getting cashback while spending money is great. Getting cashback while merely withdrawing money is even better. See this post for full details, or just follow the instructions below:
- Download soCash (iOS / Android) and use code SETH0693 for additional $3 (remember to input the code before signing up)
- Go to a Sheng Siong outlet and look for the green $TM machine
- Withdraw $500 by scanning your QR code
Repeat Step 3 up to the maximum of twice a day and 5 times in a month (chatter on Telegram reveal that the limit has been revised downwards to 4 times or $2,000). It was supposed to continue until the end of next month, but that has since changed.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).
is there a withdrawal fee for ealstiq? dasheasy earn has it.
No fee