Before July Ends: Get $100 for 1.80% pa Savings, $300 for Credit Cards, 1.5% Cashback for Withdrawing Cash

One of the best months for deals, July is ending soon. Don’t miss these deals which would go away in just a few days’ time.

Elastiq – High guaranteed 1.80% pa rate with flexible withdrawals

(Etiqa Insurance is a member of Maybank Group.)

Interest rates are really bad now, so getting 1.80% pa and still maintaining the flexibility of withdrawals is a no-brainer. Even better, get up to $100 in credits you can withdraw as cash. Insane! Do not miss this deal.

  • 1.80% pa guaranteed for 3 years
  • Withdraw from your account without penalty 90 days after policy issue date
  • Get up to $100 cash credits and extra insurance credits when you use R161521 (view terms and sign up here)

Read the full review here.

Total Premiums PaidNon-encashable CreditsTiq Encashable Credits
$5,000 to $9,0000.5% of premium
$10,000 to $25,0000.5% of premium$50
$26,000 to $50,0000.5% of premium$100

Non-encashable credits can be used for Etiqa’s general insurance policies.

$300 for Citi Cards, $200 Cashback for DBS Cards, and Jabra Wireless Earphones for StanChart Cards

A strong month for credit card rewards whether you are a cashback or miles person. Apply for the top 3 most popular cards below, or see for the full range!

Citi Cash Back

Please note there are different promos so select carefully:

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Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024

SingSaver Promo:


  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional – upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 30th June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here

StanChart Spree

Not Available

Gives 2% cashback on Paywave transactions without minimum spend.

DBS LiveFresh

Promo code: SC388
(you may have to turn off content blockers on your browser)

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New Cardholders

  1. Apply and use promo code SC388 by 30th June 2024
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$388 cashback!

Terms and conditions

Get 6% cashback on shopping and transport spend with minimum S$800 spend each month.

soCash – 1.5% cashback on cash withdrawals

Getting cashback while spending money is great. Getting cashback while merely withdrawing money is even better. See this post for full details, or just follow the instructions below:

  1. Download soCash (iOS / Android) and use code SETH0693 for additional $3 (remember to input the code before signing up)
  2. Go to a Sheng Siong outlet and look for the green $TM machine
  3. Withdraw $500 by scanning your QR code

Repeat Step 3 up to the maximum of twice a day and 5 times in a month (chatter on Telegram reveal that the limit has been revised downwards to 4 times or $2,000). It was supposed to continue until the end of next month, but that has since changed.

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