Are Singapore Savings Bonds Any Use in 2023?

Singapore Savings Bonds (SSB) have been very popular in 2022, but they have since fallen out of favour in 2023, with Feb 2023 bond undersubscribed for the first time in months. 

Are SSBs irrelevant now? Here are some of its uses in 2023. 

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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