All-Time High: Get S$500 Cash or Other Gift Options With HSBC
Not yet an HSBC cardholder? Get a huge reward of S$500 cash when you sign up for a HSBC card! You can also choose from other gifts, but this all-time high cash amount is difficult to turn down. With a minimum spend of S$500, it’s like getting 100% cashback on the first S$500 of spend.
Already an HSBC cardholder? You may also qualify for HSBC TravelOne’s promo which has been extended to 31st October 2026.
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
Promo Details
Sign up below and make sure you fill up the SingSaver Rewards Redemption Form to choose your gift. No gift means no reward, so do not miss this step.
Once your card is approved, you have until the end of the following month to meet the spend requirement of S$500 (e.g. approved in October 2026, meet spend requirement by end November 2026).
HSBC Revolution is one of the best cards right now, offering a high earn rate of 4 or 8 miles per dollar. It also does not charge any annual fees.
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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