2.8% p.a. Interest? Citi Plus Interest Booster Review!
Citibank just released Citi Plus and Citi Interest Booster Account! It promises up to 2.8% p.a. interest on up to $50,000 of savings, and I look at the savings account in greater detail.
Citi Cash Back+ Mastercard®
Please note there are different promos so select carefully:
🔥
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
Gives 1.6% cashback on all eligible transactions.
Citi
Interest Booster Account
Until 29th February 2024
| Activity | Reward | |
| Apply for Citi Plus Interest Booster Account and fill up SingSaver form in email ⚠️ no form, no reward | S$50 cash (fulfilled by SingSaver)¹ | |
| Deposit minimum S$20,000 in fresh funds within 2 months of account opening and maintain until Month 6 | Additional S$100 Cash or an TP-Link Smart Tapo RV10 Lite Robot Vacuum (worth $259) (fulfilled by SingSaver)¹ | |
| Upon opening an account and funding S$20,000 in fresh funds. | S$30 cash reward from Citi² | |
| Holding a valid primary/main Citi Credit Card | Extra S$30 bonus card reward from Citi² | |
| Base interest of the account (no salary, spend etc. requirement) | 1.5% p.a. up to the first S$50,000 deposit | |
| Total: S$210 + interest | ||
For reference only. Terms and conditions apply (save a copy for your own future reference):
Note that there is an early closure fee of S$50 if account is closed within 6 months but fall-below fees are waived until 31 December 2024.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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