Upsized: Get S$350 eCapitaVoucher or S$300 Cash With HSBC Credit Cards
Update 14/02/2024: deal has been upsized; extended to 10th March 2024
Until 10th March 2024, get an upsized S$300 eCapitaVoucher sign-up gift when you apply for an eligible HSBC card below and meet the minimum spending! Existing cardholders can also get a sign-up reward.
Promo Details
For new cardholders, you can also choose S$250 cash, although with eCapitaVoucher as readily accepted at so many stores across Singapore, I think the S$300 vouchers option is a better pick. There are also other gifts available and you can take a look below.
Rare for most banks these days, existing cardholders can also get a sign-up promo: S$50 when you spend at least S$1,000 by the end of the following month from card approval. That’s as good as 5% cashback on top of the usual card rewards, so this is also a fantastic deal.
To qualify, sign up for HSBC Revolution, HSBC Advance, or HSBC Platinum Visa with the links below and spend S$500 in eligible transactions by the end of the next month to qualify (existing cardholders need to spend S$1,000). Early in the month is always the best to apply for a HSBC card since you get until the end of the following month to make your spend. Getting your card approved on 4th February means you have until 31st March 2024 to spend which is almost 2 months.
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
HSBC Premier
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
✈️ New and existing cardholders
Get up to 72,000 miles¹ (180,000 Reward points) and no annual fee when you apply as a Premier qualified customer (≥S$200,000 Total Relationship Balance)
Not a Premier qualified customer? You can still get up to 48,000 miles¹ (120,000 Reward points) when you pay the annual fee of S$708.50 (inclusive of GST)
💰 New Premier Customers
Share half of the referral reward² if you use my link and fill up the Google Form
⚠️ Important Notes
For reference only; refer to exact details in terms and conditions
HSBC TravelOne is quite different
When it comes to HSBC credit cards, there exists what I call a “two banks” system. Usually, when you sign up for a card from a certain bank, you will be considered an existing cardholder to that bank and hence not qualify for new cardholder rewards.
HSBC, however, treats HSBC TravelOne (and HSBC Visa Infinite) differently. The gist of it is that HSBC Visa Infinite and HSBC TravelOne do not affect your new-to-bank status for other HSBC credit cards and vice versa. Just like how having a StanChart card doesn’t affect your welcome rewards, when you sign up for a Citibank card, you can see it as if you are signing up for cards from two different banks:
| “Bank A” | “Bank B” |
| HSBC Advance HSBC Revolution HSBC Visa Platinum Other HSBC credit cards | HSBC Visa Infinite HSBC TravelOne |
So if you have an HSBC Advance, you can still apply for HSBC TravelOne’s sign-up reward of 20,000 miles with annual fee payment. If you have HSBC TravelOne, the reverse is also true and you can sign up for HSBC Advance as a new cardholder. See SingSaver’s and HSBC’s terms and conditions for more details.
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
More promos
As usual, stay subscribed for more great deals and updates. Take a look also at other great card deals for the month of February 2024:
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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