As June ends, deals are ending, and SRS withdrawal age is going up! Speaking of up, so are mortgage rates. Do these things before July comes around:
Get credit card sign-up gifts
Here are excellent deals that are going away end of 30th June 2022:
- CIMB Cards → $250 is the highest cash gift given;
- Citi Cards → S$400 of vouchers
- DBS Takashimaya Card → S$150 cashback even for existing users
- Citi Prestige → 40,000 miles even for existing users
- StanChart Smart → S$300 or Xiaomi Vacuum
Last updated: 26th September 2022
🔥 Great deal
💳 Sign-up gifts for existing bank customers
|🔥||Amex Cards||Up to 40,000 miles||30th September 2022||Bonus miles|
|Citi Cards||Apple iPad 9th Gen (worth S$499) or|
an ErgoTune Supreme V3 (worth S$850) or
latest Apple Watch SE 2nd Gen (worth S$379) or
Flash deal: S$400 via PayNow
|2nd October 2022||Make sure to get this promo first before Citi Prestige to enjoy both promos.|
|🔥💳||Citi Prestige||Get 48,000 miles, even for existing Citi cardholders||31st October 2022||Works even for existing Citi cardholders. Great deal offsets annual fees; useful features|
|🔥||Maybank Cards||First 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)|
4,501 onwards: S$100 cashback
+ Extra S$80 via PayNow
|13th October 2022|
|DBS Cards||DBS Taka Card: $150 cashback!!|
DBS Altitude: up to 43,000 miles
|30th September 2022||DBS Taka and Altitude promos work even for existing DBS cardholders!|
|🔥||CIMB Cards||Receive a ErgoTune Classic (worth S$399) or S$250 cash||2nd October 2022||Highest cash offer!|
|🔥||StanChart Smart||Xiaomi Mi Smart Air Purifier 4 Pro or|
Apple AirPods Pro (worth S$379) or
Upsized Deal: $324 cash and cashback
|2nd October 2022||Stack with Bonus$aver Account for double reward|
|💳||HSBC Cards||Welcome Gift:Receive a Samsonite Prestige 69cm Spinner Exp (worth S$670) or S$200 cashback when you make min. S$500 spend upon card approval.|
Existing cardmembers can receive up to S$150 cashback when they successfully apply for supplementary cards.
|31st December 2022|
|UOB Cards||UOB Absolute gets $30||31st August 2022||UOB rarely has promos|
Multiple promos happening in-app
|Ongoing||Wallet app; no income requirement|
|Big Pay||$10 cashback||Ongoing||Wallet app; no income requirement|
|YouTrip||$5||Ongoing||Wallet app; no income requirement|
Get a new trading app
WeBull’s US$100 Apple share offer is set to end 30th June 2022.
|Trading App||Sign-up Gifts||Review|
|Webull||Up to US$130 TSLA + S$10 Grab shares!|
|uSMART||0.5 shares of Apple (~S$112, min. deposit S$2,000)|
2 shares of Apple (~S$449, min. deposit S$50,000)
S$15 Stock Coupon
|moomoo||S$10 Stock Cash Coupon|
S$30 Fund Cash Coupon
Sure-win share between S$20 to S$1,000 value
|Tiger Brokers||1 Grab Share and S$88|
|Syfe Trade||S$70 cash credit (use code ||Tap here|
Open and fund your SRS Account
I have nagged on this a few times before, so here’s a final reminder: open and fund your SRS Account! DBS account applications are instant if you do online during business hours, and 7PM on 30th June 2022 is the absolute deadline for you to open and fund your SRS account to lock in the penalty-free age of 62.
Refinance your mortgage
Interest rates keep going up, and if you haven’t already done so, it’s certainly time to refinance before rates go up even further. Some reports indicate as much as 3 to even 4% pa rates in the future, so if you haven’t started comparing quotes… it’s time to do so.
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