September 2026 Deals Round-up

In case you missed it, this month is host to a bunch of generous deals where you can get a lot of miles, cash, and pricey gadgets.

Here are the highlights of what you might have missed:

Ending 23rd 30th September: HSBC S$450 or 28,000 Max Miles

New HSBC cardholders can get S$450 cash or 28,000 Max Miles after signing up for an eligible HSBC card and meeting the S$500 minimum spend. I personally think the Max Miles option is particularly attractive since 28,000 Max Miles can easily be worth S$504 when used for flights.

There’s also a flash deal at 3PM and 9PM, where the first 3 eligible applicants can get their reward upgraded to an Apple Watch Series 12 + AirPods 5 worth S$798.

Ending 30th September: 10,000 miles + Samsonite suitcase with HSBC TravelOne

Already an HSBC cardholder? This is one of the more interesting deals because existing customers usually don’t get much in the way of sign-up rewards.

Apply for the HSBC TravelOne Card by 30th September, pay the S$196.20 annual fee and spend at least S$1,000 to get 10,000 bonus miles + a Samsonite ZELTUS 69cm Spinner suitcase. New HSBC customers can get 20,000 miles + the suitcase instead.

Ending 27th September: get Apple Watch Series 12 with OCBC Cards

OCBC’s regular welcome offer is already pretty generous — new cardholders can choose S$400 cash, S$440 Grab vouchers, 25,000 Max Miles, Dyson Airstrait or Dyson V8 Cyclone after meeting the requirements.

But from now until 27th September, there’s an even more interesting flash deal.

Be one of the first 3 eligible applicants at 2PM or 8PM each day, apply for an eligible OCBC card and spend at least S$400 within 30 days of card approval to get an Apple Watch Series 12 Aluminum 42mm GPS worth S$599 instead.

I personally recommend OCBC Rewards, but you can also pick other OCBC cards depending on what rewards you want:

	Cashback	Miles
Low Effort, Low Rewards	OCBC Infinity 1.6% cashback	OCBC 90°N (Visa / MC) 1.3 miles per dollar
More Effort, More Rewards	OCBC 365 3 to 6% cashback on selected categories (with min. spend)	OCBC Rewards 4 miles per dollar on selected categories 6 miles per dollar spend on Watsons, Shopee, Lazada, TikTok Shop and Taobao until 31st March 2027

100,000 Miles: Trust Freedom Card offers huge sign-up promo

This is easily one of the largest miles welcome offers we’ve seen recently.

New Trust credit card customers who sign up for the Trust Freedom Card, select Miles as their rewards option and hit the required spending tiers can get:

• Spend S$1,000: 20,000 Max Miles
• Spend S$5,000: 50,000 Max Miles in total
• Spend S$15,000: 100,000 Max Miles in total

At 1.8¢ per Max Mile through FlyAnywhere, 100,000 Max Miles can offset as much as S$1,800 of flight spending.

The card itself also has no annual fee and no foreign transaction fee, making it especially interesting for overseas spending.

S$25 cash: all-time high sign-up reward for Amaze

If you haven’t signed up for Instarem Amaze yet, this is probably the easiest promo in this round-up – new users can get 2,000 InstaPoints worth S$25 cash simply by signing up and spending a total of S$100 with Amaze.

Amaze itself is also a pretty useful tool since it can help you save on forex fees, pair multiple credit cards to one card and even check the MCC of your transactions.

Ending 30th September: get up to S$120 cash with Chocolate Finance

Chocolate Finance is also offering new users up to S$120 cash depending on how much they fund into their account. Do note that Chocolate Finance is an investment product rather than a bank account, so understand how it works before putting your money in.

When it comes to card rewards, Chocolate Card is a useful tool to have, even if you do not intend to use Chocolate Finance for substantial amounts of your savings.

Ending 31st September: get at least S$90 with UOB Credit Cards

UOB may not normally have the biggest guaranteed sign-up gifts, but its cards themselves are some of the most useful for miles and cashback.

New UOB cardholders who apply for eligible cards this month and spend at least S$500 within 30 days of approval can get S$90 cash.

Even better, apply at 2PM or 10PM and be one of the first 2 eligible applicants at each time slot to have your reward upsized to either S$200 cash or a Samsonite Straren Spinner worth S$600.

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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