Pro-tip: Easy Way to Meet UOB One Account Salary Requirement

Have a UOB One Account and can’t quite clock the salary requirement? It could be because you’re a freelancer and don’t have a fixed salary, or your salary is already used to satisfy the salary requirement of another account. Perhaps you just don’t want to disturb your HR person.
Regardless the reason, you can easily meet the salary requirement for UOB One Account by doing a simple FAST transaction (not PayNow transfer) from one of your other bank accounts to your UOB One Account and selecting Salary Payment as for the Purpose of Transfer.
This nifty tip was discovered and shared by Hamizan in our Telegram group chat, and it still works in March 2023.
You can check the status of your salary credit in your UOB app, and it should be reflected about 2 days after the credit is done.

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Will it close?
As with most “hacks”, if this can be considered one, there’s always a risk of it being shut down by the bank. My advice is to do it as early in the month as you can, because for whatever reason this stops working, you have some time to arrange for another salary payment to be credited into your account. That might mean having to disturb HR after all, or find a helpful friend with a corporate bank account.
Personally, I think the risk of UOB closing this loophole of sorts is small. As I mentioned in the group chat (see what you are missing out), banks want you to credit your salary so that their product becomes a bit stickier. The vast majority of UOB One customers are probably going to dutifully instruct their HR to credit their salaries to their UOB One Accounts, and they’re probably going to keep using UOB One acc
Now if only we have a hack for the Spend requirement…

UOB One Account
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